Consumer Action Group envelope labels
You are part of a community of over 195,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
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Do your Internet search here Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
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Are you being threatened over debts more than 6 years old? This may be unfair
See our new Unfair Trading Guide Bought an extended warranty? Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
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Would you like to clean up your credit file? Check it out | | | | | | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  |
9th February 2006, 11:44
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#2 (permalink)
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stephen
Guest | Personally, I would say that under the basic principle of contract the 4.99 limit is a term implied after the contract has been formed. | |
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9th February 2006, 17:39
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#3 (permalink)
| | Classic Account Customer | which means ? |
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9th February 2006, 17:58
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#4 (permalink)
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stephen
Guest | This means that if you were unaware of the term I.e. it was not in the contract you signed. In addition, it was only added after the signing, then term is void.
As you cannot add conditions to a contract once, it is signed.
However I would read through your contract again just to make sure. | |
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9th February 2006, 18:00
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#5 (permalink)
| | Classic Account Customer | Is there a piece of law ? or is it just the case of being invalid ? |
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1st March 2006, 19:36
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#6 (permalink)
| | Basic Account Customer | Is the cashback deal with the network operator, or the store? Alot of "popular highstreet stores" offer cashback incentives to get the sales, and its the responsiblity of the customer to claim from the store within a certain time period.
I used to work for a "airy" network operator and i didn't have much dealing with cashback incentives by the network operator (as they never offered any, if there was discounts, it was straight discount).
If it is from a store, then its not the network's responsiblity, they just want paid either way... But the interesting thing here is that you may of got it from the store but they interwove it with a airtime agreement. When you sign a agreement in a store your basiclly signing a T&C for the network not the shop and any adjustment made by the store must be agreed by the network.
Also, your note about the sealed in terms, i think that is against the law. After all you cant review the contract your agreeing to without agreeing to it. Also you can always change your mind at the start of a contract, 14-days cooling off period. You have a full entitlement in law to return the goods, waive the contract, and get a full refund. Anyone who tells you otherwise is lying and breaking the law (a certain phone shop with a catchy slogan and hand-wavie motion was a regluar at denying this law).
[Note: i cant mention names as i still work in the telecoms industry, and openly slagging companies off wont help my job prospects] |
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2nd March 2006, 00:50
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#7 (permalink)
| | Classic Account Customer | well I have given them a precourt notification about the hand set and their contract terms.
whether i'll get anywhere I don't know, but I have seen the company in question on watchdog before. |
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9th March 2006, 16:52
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#8 (permalink)
| | Classic Account Customer | So can I just put on the claim form the term is invalid and did not exsist at the time I agreed the contract.
then they will have to prove it was there, and if they do I can contest on other grounds.
Surely I can say its an unfair term, as paying 30 a month compared to 4.99 that I should of been charged.
I understand how the sale of goods act works, so no problem there. |
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reg. office:- 923 Finchley Road,
London,
NW11 7PE
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