Consumer Action Group envelope labels
You are part of a community of over 195,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
|
Do your Internet search here Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
| | | | Do your Internet search here:-
| | | CAG Announcements | |
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ.
You will have to register before you can post.
To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old? This may be unfair
See our new Unfair Trading Guide Bought an extended warranty? Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file? Check it out Are you a victim of unfair trading? Check it out The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file? Check it out | | | | | | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  |
10th August 2006, 15:58
|
#1 (permalink)
| | Gold Account Customer | Hutchinson 3G - Mobile Hi everyone
Well this is getting stupid
This is the schedule of Correspondence 21/07/2006 Consumer Credit Act Request 24/07/2006 Account in dispute over charges applied 18/07/2006 Taking control From Payplan 28/07/2006 Financial arrangement - contact them to arrange payments 02/08/2006 In reply to letter 28 July - Account in Dispute - Over charges being applied 04/08/2006 Harassment Fax sent to 2 places 30/06/2006 Logic Group - Pay up or else 06/07/2006 Consumer Credit Act request No in both instances, Neither have supplied the consumer act request Hutchinson 3 G havd e Kept my payment of £1 and informed me to contact the Dealer for the Signed agreement Logic same - taken the £1, but supplied not a thing Hutchinson 3G are telling me Now (letter dated 7th Aug 2006, that the debt has been passed onto a DCA - Logic and to contact them for all future payments I would like some constructive help on this If Logic are now dealing, DO I need to send payment, as Logic has not provided the Copy of the True signed agrrement Nor has Hutchingson 3G - who tell me to conatct the Dealer ???? Can I persume that now Neither Hutchinson 3G or Logic can provide the Copy of the True Signed agreement, that Neither can take this any further If that is the case, then I would consider sending the following letter off to Logic DCA ________________ Dear Sir/Madam,
In reference to my letter dated (DATE), You are now Committed an offence and are now going to be reported to Trading Standards forthwith, and also this alleged debt is Unenforceable, since you have failed to provide the information requested in the letter dated (DATE). My details should never have been passed to you in the first instance and this letter serves as a formal warning to desist immediately from any form of contact with me or I shall begin court proceedings against you for harassment and Unlawful collection of such alleged Debt. Whereas I have been a customer of Hutchinson 3G and whereas I consented in my contract with them to the disclosure by them of certain data to third parties, at no time did I consent and neither was it within the contemplation of the parties to the contract that I did consent to the processing by them of that data in any manner which would be unfair or inaccurate or which in any way would breach The Data Protection Act 1998 Therefore Take Notice that I require that you cease from processing within 7 days of the receipt by you of this notice or else that you do not begin to process any personal data of which I am the subject insofar as that processing involves the communication or passing of personal data of which I am the subject to any third party and insofar as the said data relates wholly or in part to the implementation by you of charges which have been applied to my account in respect of defaults or contractual breaches and where the said charges which have been levied at a rate which is in excess of the administrative costs incurred by you as a consequence of the said defaults or breaches contrary to The Common Law. This Notice is given on the grounds that the processing or continued processing by you of the said data will be likely to affect my credit rating and my reputation and cause substantial damage and/or substantial distress to me and my family members in addition to that which may already have been caused and that as the processing of the said data in the way referred to in this notice would violate the fourth, first and sixth principles of The Data Protection Act 1998 to do so would be unwarranted. Yours faithfully
_____________
What you think
__________________ Regards Sophie-Jane Yes I'm a Trucker Girl - explains why early posts Thank you Please Note Advice & opinions of Sophie-Jane are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts
Last edited by Sophie-Jane; 10th August 2006 at 16:07.
|
| |
10th August 2006, 16:35
|
#2 (permalink)
| | Gold Account Customer | Re: Hutchinson 3G - Mobile I think in reply to their letter dated 7th August, that I will also send the following by fax
____________ DISPUTED ACCOUNT Further Information Required Dear Sir / Madam Re your letter dated 7th August 2006. Since you are willing to keep up with correspondence with is incorrect, and unlawful You ARE now going to be Reported directly to Trading Standards forthwith, in response to failure to provide a True Signed copy of the Original Agreement, as per Consumer Credit Act 1974 You are reminded that you are obliged to supply these documents, whether you are the original creditor or not, under section 189 of the CCA 1974. You are also being Reported to the Information commissioner in relation to passing my details on to Logic, with NO prior consent or agreement Note, As per the Data Protection Act, I do NOT give permission NOW, In the Past or In the future for Hutchinson 3G to pass on my details in any way or format what so ever, If a breach is made by Hutchinson 3G I intend now to take further action against Hutchinson 3G with NO Further Notice. Yours Sincerely |
| |
10th August 2006, 21:14
|
#3 (permalink)
| | Site Team | Re: Hutchinson 3G - Mobile is your mobile account actually regulated by the CCA?
__________________ Please note that I cannot give advice via PM, however feel free to contact me in order to draw my attention to a thread and I'll do my best to assist you there!
I'm not a practising lawyer although I do have formal legal training in many debt related areas, if in doubt always seek further advice from a qualified professional.
How to get out of debt: http://www.consumeractiongroup.co.uk...-out-debt.html |
| |
Do your Internet search here:
The Consumer Action Group and The Bank Action Group are registered trademarks Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road,
London,
NW11 7PE
Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.
|