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Patricia Pearl - Small Claims Procedure - A Practical Guide
An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.
£17.10 + £1 (P&P)

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Contains everything you need to sue your bank (or anyone else) including sample forms, instruction manual, templates, and an entire set of court forms in PDF format on CD Rom.
£10.99 + £1 (P&P)

Last Will and Testament Kit
Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.
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Fight a Motoring Ticket Kit
All the templates and documents that you need to challenge your speeding ticket, parking fine - with advice from one of the UK’s leading motor offence solicitors
£9.99 + £1 (P&P)


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Old 6th November 2008, 15:58   #1 (permalink)
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Your bank owes you an awful lot more money than you realise See here

Cagger since : Aug 2006
Posts: 40
electricechogirlie Novitiate
Default Re: Virgin.Mobile /Virgin.Media I need Help And Advise Please !

Could someone please advise me on what I should do about my Virgin Media account. A couple of months ago, I changed from virgin media to go over to sky, as sky were offering me a better deal. I had been with NTL since round about 2003, prior to it being taken over by virgin, and was paying £25 pound a month for 4 meg broadband, and £35 pounds a month for TV services. Sky had offered me a much better deal TV,Phone and broadband for £30 pounds a month with the option of going to sky unlimited talk for an extra £5 a month which I did, It was only after speaking to customer services at sky that I was told that because my phoneline couldnt support more 2meg for my broadband then my broadband would be free. So you can imagine how incensed I felt at the thought of paying so much for my broadband to Virgin for a service that I feel I wasnt even getting, over all those years!!! I am just wondering where I stand legally as now I am getting letters from debt companies on behalf of Virgin Media threatening to take me to court on an outstanding balance of £254.48p for tv and broadband services that I have had, in the letter that they have sent me, the company thats dealing with the debt recovery have said that they can seize my bank account, remove goods from my home, charging order on your notice (not entirely sure what that means) and register a default. I also suffer with Epilepsy so the worry and stress of all this is making my condition worse, and I would appreciate any help and advice anyone can give me because I am at my wits end with this now.
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Old 6th November 2008, 16:39   #2 (permalink)
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Default Re: Virgin.Mobile /Virgin.Media I need Help And Advise Please !

Moved to create your own thread.Please keep your posts in here so makes it easy for others to advise you.
__________________
Halifax ; First one and very quick.
Royal Bank Scot; 1 done 1 ongoing
Telewest Broadband.......Won ..after 2 bounced cheques and them running out of time.
Barclays Business;.T.B.A
Citi Cards.Stayed;Full hearing listed June
Default removals;RBS 2 stay apps refused
Virgin media; 3 won.Now claiming damages for hostile action following last claim.
Cabot (Vanquis)Section 10 sent breach of CCA
Swinton Insurance-£12 default fees refunded
Retail Loss Prevention-assisting 6 victims.
Hillesden-Settlement agreed.

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Please dont tip my scales-they have been broken for ages since my ex stood on them.







Advice offered by MARTIN3030 is without prejudice and is for your judgement as to whether to take it.
You should seek the assistance or hire of a solicitor or other paid professional if in doubt ie; Cobbett Ltd.

The writing here is deliberately made smaller-I thought Bookworm would not find any mistakes,but clearly did......after 28 months.!!
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