Consumer Action Group envelope labels
You are part of a community of over 195,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
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19th June 2008, 20:16
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#4 (permalink)
| | Platinum Account Customer | Re: telewest charges I e-mailed Neil Berkett about it who is the chief executive officer who passed it onto someone in his office who was a very nice lady called Penny who agreed to refund all previous charges and place a £5 credit on my bill each month to eliminate the nonDD charge
His e-mail is Neil.Berkett@virginmedia. co.uk
The e-mail I sent was as follows (feel free to copy though make sure you amend as to suit you.... defo take out the bit about ebilling unless you've had problems with that area lately) Quote: |
Originally Posted by me Dear Mr Berkett, I write regarding the above referenced account with yourselves and the recent charges that have been applied to my account. Over the last six months I have been subjected to charges of £5 a month (total £30) for not paying by direct debit. As I am sure you are aware, with the recent publicity of these charges, unless you are able to prove that this is a true reflection of your costs in relation to payment by means other than direct debit, these charges are unlawful and unenforceable in a court of law by virtue of the Unfair Terms in Consumer Contracts Regulations (1999) and the common law. In addition, the last straw for me is the £10 late payment charge added to my latest bill. Firstly, as the ebilling system was down for a number of weeks over the latest billing period, I did not have full access to my account. As all my bills are online I also had no record of my account number for the automated telephone system to make a payment. As such I called customer services to make a payment. However when I called their systems were also down and so I made a payment that would clear the majority of my bill. As the outstanding balance was only a small portion of my overall bill and as any late payment was the fault of your systems being down, I dispute this late payment charge. I also dispute it again as I believe it to be a penalty that is not reflective of your costs and again put you to strict proof that this is not the case. In order to resolve this complaint, I require from you either a complete breakdown of your costs demonstrating they are a reasonable charge which is merely you recovering your costs relating to these matters and not penalising your customers. Failing that I require a refund of all charges incurred to date which is 6*£5 non direct debit charge and one £10 late payment therefore the total to be refunded is £40. Please be advised that until such a time this complaint is resolved, I consider the £40 of charges to be disputed and any payments I make to you towards my bills will reflect this. As such my payment towards my latest bill will be £36.33. Any further charges added as a result of this will also be disputed. Whilst I wish to avoid any unnecessary litigation, I am obliged to warn you that I am prepared to take this case to court to recover the charges if it becomes necessary. A further letter will be sent within 14 days time to warn you of impending action should you not respond favourably to this letter. Please also note that as I am nearing the end of my contract in 3 months time, should you not respond favourably, I may be forced to take my business over to sky. I hope this does not become necessary. | Bear in mind also that things have changed lately with BT winning in court over these charges so virgin may not be as likely to play ball
__________________ All my posts are made without prejudice and may not be reused or reproduced without my express permission (or the permission of the forums owners)!
17/10/2006 Recieve claim against me from lloyds TSB for £312.82
18/10/06 S.A.R - (Subject Access Request) sent
03/02/07 Claim allocated to small claims. Hearing set for 15/05/07. Lloyds ordered to file statement setting out how they calculate their charges
15/05/07 Lloyds do not attend. Judgement ordered for £192 approx, £3 travel costs and removal of default notice
29/05/07 4pm Lloyds deadline for payment of CCJ expires. Warrant of execution ready to go
19/06/07 Letter from court stating Lloyds have made a cheque payment to court
Last edited by davethorp; 19th June 2008 at 20:19.
Reason: Additional info
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20th June 2008, 11:31
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#7 (permalink)
| | Gold Account Customer | Re: telewest charges I'm sure that people have had these fee's waived since BT won the DD fee case. Just a littly FYI, BT's charges work out at £18 per year, VM work out at £60. The court case did NOT set a precident and I've not heard of any company even defending, they just "gesture of good will we'll credit £5.00 per month" type of stuff. If you are on benefits of any type I'm sure you can get either a reduced or free cout claim, and it's most likely that VM will settle out of court rather than risk losing. Of course all of this is your descision to make, GL and I hope you recieve satisfaction. IMHO the LBA is not going to cost you much and may rattle their cage.
Also (sorry for ranting on) I'm sure some people have said that as VM is not an established company, that they have the fee's waived for 6 months... £30 is better than a kick in the teeth 
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NEVER argue with an idiot. They bring you down to their level then beat you with experience! If_CAG_has_helped,_DONATE |
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23rd June 2008, 17:27
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#9 (permalink)
| | Site Team The Consumer Action Group | Re: telewest charges Don't send the LBA unless you are sure about it and you are sure that you will follow through with the summons. Otherwise you just humiliate yourself.
Do you know how many letters they receive each month threatening action? Lots.
Do you know how many of those letters aren't followed up? Most.
__________________ Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential. Please include a link to the post you want me to look at. If you have received a defence, contact me. Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts. |
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25th June 2008, 16:27
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#14 (permalink)
| | Site Team | Re: telewest charges Dont deal with this by phone.Keep everything in writing.
The Bt case was won but as has been said,was not set as a precedent.
Aditionally the Bt charges are considerably less than VM.
Of course they will vigourously contest that you have a case to win-its up to you to prove you are serious,but as has also been pointed out dont anticipate it unless you are prepared to go all the way-because they will push it to the end.
If you decide that you want to go for it then theres people here who are doing it-and those who have already done it.
You should spend some time preparing and have a look at how others have done.Keep us posted.
__________________ Halifax ; First and easiest of the lot. Royal Bank Scot; 1 done 1 stayed Telewest Broadband.......Won ..after 2 bounced cheques and them running out of time. Barclays Business;.1 won Round 2 limitation hearing.DEC 08 Citi Cards.Stayed;Stay lifted -hearing FEB09 Default removals;Rbs stayed Virgin media; Judgement by default. Vanquis;Looking for the hidden charges !
Swinton Insurance-LBA sent. Credit crunch softeners-spotted a bargain ? post it here;http://www.consumeractiongroup.co.uk...tted-good.html
Member of the Federation of Neatness Corp. DONATIONS HELP US TO HELP YOU However large or small all go to ensuring that the site can continue in its fight for consumers.You can make a donation by paypal here;http://www.consumeractiongroup.c o.uk/donate.html Advice offered by MARTIN3030 is without predjudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt ie; Cobbett Ltd. |
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reg. office:- 923 Finchley Road,
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