consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Telecoms - mobile or fixed


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 7th August 2007, 18:18   #1 (permalink)
dave
Site Team
The Consumer Action Group
 
dave's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 4,729
dave has disabled reputation
Default Please help - list of common failures

Hi all,

We all know that all companies cock up - some more than most.

I am trying to collate the most common cockups.

Please add to this sticky, preferably in a one line statement, the cockups that you have experienced over the years.

e.g.

DVLA ignored SORN declaration and I was fined.
Company XXX refused to refund me when good were faulty from outset.

etc....

All will become apparent soon....

Thank you.
__________________
If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.
Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.
Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

------------


Add me as your friend on FaceBook - I need all the friends I can get

http://www.facebook.com/profile.php?id=577405151

------------

Fed up with being ripped off, or mistakes by companies that cost YOU money?

Register their failures at The Consumer Information Database:
http://www.cidb.co.uk

and try the chat room - come and say hello: http://www.cidb.co.uk/chat

dave is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th August 2007, 20:58   #2 (permalink)
buzby
Platinum Account Customer
 
buzby's Avatar
Default Re: Please help - list of common failures

Phantom (spurious) debits from Virgin Media that average 10 per annum. Making NOT paying by DD a no-brainer.
buzby is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 30th November 2007, 17:58   #3 (permalink)
stephenhayes
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Aug 2006
Posts: 24
stephenhayes Novitiate
Default Re: Please help - list of common failures

offering you a term and contract at a price on the phone. Only for this ot be wrong. They then deny what they have said on the phone. Your word against theres? Wheres the law?, will the law support you? You get the bill after the 14 day call of period so thats another thing the tell you.

ive been a customer of 3 for a few years and have not previously xperienced this.

Many thanks
stephen

ps, suppsoe you cn call that misleading customers on the phone and trying to claim more money than your expecting.
stephenhayes is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd January 2008, 06:42   #4 (permalink)
AnimalMagic
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 259
AnimalMagic Novitiate
Default Re: Please help - list of common failures

AON has not sent me an insurance certifiacte for my car after 7 months!

AvRabbit has not refunded my money on return of an unsuitable item.

BT 'restricted' my phone line while debt was in dispute. Then charged me £10 reconnection fee.

IR are confused over whether I should be filing returns. I have a letter saying I no longer have to file a return (despite my doing so anyway) followed by a threat of dire consequences if I don't...

CAG offered to help with harrassment, then didn't respond to my postings or emails...
AnimalMagic is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd January 2008, 22:22   #5 (permalink)
Darren
Classic Account Customer
 
Darren's Avatar
Default Re: Please help - list of common failures

IR - I had 2 letters yesterday, 1 saying I have not sent in my tax return for 2001/2002 and the other a bill for £3000 for that year.

I rang them to ask why they had taken six years to write to me, when it was them who lost it in the first place. now I have to fill in another for that year but I no longer have records for that period - Totally useless b*&^%$£ds
Darren is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 25th April 2008, 16:57   #6 (permalink)
Sev
Classic Account Customer
 
Sev's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 160
Sev Novitiate
Default Re: Please help - list of common failures

Hutchinson 3G, made an old cancelled account live so that they can still keep you as a customer and send you bills years later for call that you did not make. Natuarally this is followed up by debt collectors.
Sev is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th October 2008, 22:01   #7 (permalink)
brindles
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2008
Posts: 87
brindles Novitiate
Default Re: Please help - list of common failures

sighned 1 year contract with vodaphone. still billed me after the term was up. told them to stop but they continued and then added on the charge for the phone. all now on my credit report. great.
brindles is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Please help - list of common failures dave General Consumer Issues 35 28th November 2008 22:50
Please help - list of common failures dave Insurance/Assurance Companies 6 18th October 2008 04:17
Please help - list of common failures dave Vehicle retailers and manufacturers 8 19th August 2008 21:42
Please help - list of common failures dave Retail Stores Forums 0 7th August 2007 18:18
Do the mortgage failures affect the banks???? mollymoo Lloyds Bank 1 5th February 2007 13:45




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.