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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
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Old 26th June 2007, 04:28   #1 (permalink)
Markb03
Basic Account Customer
 
Watch out, there are Claims Touts about!

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Join Date: Jan 2007
Posts: 79
Markb03 Novitiate
Default ISP took to much money help

My isp took £71.29 this month out of my bank account. £50 of that was for a cancelation fee. I told them though to cancel the cancelation and as I had not used the Mac code then there was no issues.

Am I entitled to the £50 back as I kinda need it?

Cheers
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Old 26th June 2007, 07:55   #2 (permalink)
MARTIN3030
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Default Re: ISP took to much money help

Welcome to the site.
Can you give a little more info ie;who we are talking about ?
Have you put something in writing to them that you want this back ?
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Advice offered by MARTIN3030 is without predjudice and is for your judgement as to whether to take it.
You should seek the assistance or hire of a solicitor or other paid professional if in doubt ie; Cobbett Ltd.
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Old 26th June 2007, 09:24   #3 (permalink)
demon_x_slash
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demon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritativedemon_x_slash Authoritative
Default Re: ISP took to much money help

Was it taken out with a Direct Debit? Companies have to advise you 10 days before they take the money that the amount has changed (none do, but it's part of the Direct Debit Guarantee). Go to your bank and they are obliged to refund it to your account.

Direct Debit Guarantee

Under the rules of the Direct Debit Scheme, should any money be taken in error, then the customer's bank or building society must, on request, make an immediate refund to the customer's account. This is the Direct Debit Guarantee. This covers situations where the originator has not given the required advance notice regarding a change of amount or date. It also protects customers should an incorrect amount be debited or if a debit occurs earlier than the specified, agreed date, or in error (my emphasis).
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