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Small Claims Procedure by Judge Patricia Pearl
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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
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Old 24th May 2007, 00:35   #1 (permalink)
emmaf01
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 1,470
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Default So, where's everyone up to?

Just a new thread to see where everyone is up to in there fights against the SLC.

I'm just waiting to have the available credit on my card to mcol them.

Is anyone else waiting to file a court claim?

I know of one claim already in progress, is that the only one up until now?
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Old 24th May 2007, 09:31   #2 (permalink)
CAGisforME
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Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2007
Posts: 470
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Default Re: So, where's everyone up to?

I'm nearly there!

I sent this yesterday:

I note with disappointment that you have not responded to my letter dated 9th April a copy of this letter has been enclosed for ease of reference. This letter was signed for at your Company on 12th April and has been tracked on the Royal Mail Website under the Recorded Delivery tracking Number.

The 40 day deadline for full disclosure under the Data Protection Act 1998 has now passed and I have not received the information requested within this timescale. I am giving your Company notice that I am now going begin a complaint to the Information Commissioner. I am also beginning a County Court action under the Data Protection Act.

I doubt I will receive a response to this letter, however I wish to make my intentions completely clear.

However, I haven't started the Claim yet. They haven't contacted me AT ALL since I sent the S.A.R - (Subject Access Request), although they have cashed the cheque! Grrrrr

I'm being a bit naughty really, as I've already had the charges etc refunded (or should I say put back on, so that they reduce the debt) however I now have all the info I need to get it written off due to being permanently unfit for work.

They have caused me no end of upset and tears over the years, so I'm just playing with them out of "badness" now *evil cackle*

I'm exempt from Court Fees so I am going to fill in an N1 and get them to disclose, before I decide my next move!

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Old 25th May 2007, 07:47   #3 (permalink)
emmaf01
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Watch out, there are Claims Touts about!

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Default Re: So, where's everyone up to?

How did you get the charges recovered? Did you ask and they obliged?
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Old 25th May 2007, 23:47   #4 (permalink)
emmaf01
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 1,470
emmaf01 Highly informativeemmaf01 Highly informativeemmaf01 Highly informativeemmaf01 Highly informativeemmaf01 Highly informativeemmaf01 Highly informative
Default Re: So, where's everyone up to?

I bit the bullet, and filed my N1 in court today- and I am SO pleased!
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