noomill v Student Loan Company ***WON***

[noomill060]

6 days and counting...

C'mon SLC, you've gone ever so quiet.

Not so bumptious now, are you?

[emmaf01]

How many people have lodged a claim against SLC, up to now?

I'm still waiting for money from another 2 claims to come through, to give me the money to do the SLC.

Keep up the good work- I'm looking forward to finding out their response.

[noomill060]

Still no response.

They have till Monday to put in a defence or whatever, but thats Spring Bank Holiday, so I guess I will have to give them till Tuesday.

If you are on a low income I believe you can ask for the Court fees to be waived, emma.

[noomill060]

Just checked online- SLC entered a defence this afternoon. Wonder what it says...

[emmaf01]

I've handed my N1 into the court today, so I can't wait to here what there defence is!

Finally remembered we are fee exempt- if I'm not too lazy to wander to the court.:o

[noomill060]

Well, well, well- this morning I recieved this letter from Harper Macleod, solicitors acting on behalf of the SLC:



"Dear noomill060,

noomill060 v SLC

Claim number 07/36092

We act on behalf of SLC and write in reference to the claim initiated by you in Craigavon Court against our clients.

We have been instructed by our clients to make an offer of settlement on the following terms:

1. that the £200 of charges due on your account and currently in dispute be removed from your account numbered 92xxxWRONGACCOUNTNUMBERxx x

2. that the remaining £80 of charges due on your account and not detailed in your claim be removed from your account numbered (92xxxWRONGACCOUNTNUMBERx xx)

3. that the charge of £12 applied to your loan account numbered 92xxxWRONGACCOUNTNUMBERxx x on 23 May 2002 paid by you on 24 Feb 2005 and currently in dispute be refunded to you by cheque

4. that your Court fee of £36 be refunded to you by cheque and

5. that the interest of £43.07 claimed be refunded to you by cheque.

Please note the the decision to resolve this matter has been taken for commercial reasons and that our clients do not accept liability for you claims. As is clear from the defence lodged on behalf of SLC, SLC's position is that the charges applied to your account have been applied in accordance with the terms of your loan agreement with SLC.

This letter is written entirely without predudice - bla bla bla..."


So looks like another victory for noomill060 and CAG.

The mighty Student Loans Company is just as terrified as all the other financial institutions, of having to explain themselves and their unlawful penalty charges in front of a judge.

I will email the person who signed this letter and ask them to clarify the account number and (assuming this was a simple mistake) accept their offer.

Nice of them to find another £80 of charges which are no where mentioned in my statements, eh?

**The gods of Imperial Rome remain unavailable for comment at this time**

**The Bishop of Wakefield is on an ecumenical fact finding tour of Scarborough and is not expected to be back at his desk until later in the year**

[Parkvale]

Noonmill, I told you penalty charges are penalty charges who ever charges them.
CONGRATULATIONS on your fine victory.

[noomill060]

Couldnt have done it without CAG.

Donation will be on its way as soon as they settle.

I hope this will inspire everyone else who has been hit by SLC's £20 letter scam to fight back.

Dont try to talk to them on the phone, follow the steps given by CAG and start a claim against them.

SLC may be owned by the government, but they are not above the law and they know it.

We dont live in a Stalinist dictatorship- yet!

[rpgsx3r]

Nice one - and thanks for notifying me by replying in my thread too - this will really push me on to follow-up my claim now too. Well done!

BTW - what was the interest you charged? Statutory 8%?

[noomill060]

Hiya! yes, went for the 8%. SLC loans are only rate of inflation anyway, so I think I did quite well to get 8%. they would have had to go to Court to challenge it.

it was only forty odd quid, so I suppose it wasnt worth it, considering they were going to lose anyway!

Now Ive well and truly shown that SLC have the backbone of a soggy paper bag, despite all their arrogant bluster, I hope evryone challenges them over their unlawful charges.

Looks like they will only respond to Court action, not just the threat of it, but only when your Court papers land with a thud on their door mat!

[emmaf01]

Well done, noomill060!

I do like the way the kept quoting the wrong account number, though- perfect example of the SLC efficiency in action!

Plus, on a personal note, hope it bodes well for my own case.:o

[noomill060]

Hi emma!

Up late as well?

We're a pair of night owls!

Im sure the now not so mighty SLC, will crumple and make an offer of settlement in your case as well, they are just civil servants who need a good kicking to let them know who boss!

[emmaf01]

Soon I will be in a position to clear my arrears on the SLC accounts, so it I can reduce the amounts they say I owe, that's enough for me!

Night Owls- Yes! I have to wait until the computer is free, so after everyone else has gone to bed. I'm getting myself a laptop soon, so I can get some early nights.

[mlphw]

Hi noomill congratulations!

I too have written to SLC and they have replied saying they won't refund any fees. So I want to submit a MCOL claim but as their address is in Scotland it won't let me - Which address did you use?

Many thanks and congrats!

[noomill060]

Hiya!

I didnt go through MCOL, just did it the old fashioned way, with bits of paper. I used the Glasgow address. After i had put my Samll Claim in, the Court wrote back with a declation for me to sign stating that I wasnt going to claim in any other jurisdiction. (I live in Northern Ireland)

This is what it says:

Please sign this sheet and attach it to your small claim application if the respondent resides in England, Wales, or Scotland.



“I state that the Court has power to hear and determine the claim by virtue of the Civil Jurisdiction and Judgements Act 1982 and that no proceedings between the parties concerning the same cause of action are pending in the courts of any part of the United Kingdom or of any other convention territory of any contracting state as defined by section 1 (3) of the Act.”



Signed: _________________________ _________________________ _____ (Applicant)

[noomill060]

It took an extra week to serve my papers on them, but it went through without a problem.