Consumer Action Group envelope labels
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Sheet of 20 self-adhesive envelope labels
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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Welcome Guest
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There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ.
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To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
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Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file?
Check it out
| | | | | | | Students Come here if you think that you have consumer-style problems which are connected to your status as a student | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
14th August 2008, 11:45
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#1 (permalink)
| | Basic Account Customer |  Hello, Student Loan debt Advice please
Hello everybody,
I've just joined the Forum hoping for help and advice with my Student Loans problem. I'll put back what I take, and so will hopefully be able to help people in the future. Good karma, and all that.
Anyway, I know it's old hat, but in a nutshell my problem is this:
Graduated in 1995 with a SL total of around £2600. I always deferred until 2002 when I moved to South America. I sent my forms back for 2003 deferral, but they never got there.
Haven't contacted them since. Needless to say, lots of letters, charges etc, got passed on to various agencies hassling my Mum, who has kept mum about my details. Got back in the UK a couple of weeks ago and Buchanan, Clarke and Wells (the debt collection agency) located me (on a mobile my sister lent me, having given the number to a handful of people- how did they do that?).
I now owe around £3400, and the loan has "matured" so I can't get any more deferments. Obviously, I want to get as many charges as poss subtracted, defer, or repay as little as poss.
Any advice where to start? What's the key info on this site?
Many, many thanks to anyone who can help. | 
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14th August 2008, 19:33
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#3 (permalink)
| | Platinum Account Customer | Re: Hello, Student Loan debt Advice please
Just follow my thread. noomill v Student Loan Company ***WON***
Dont bother getting into a letter writing duel with them, just send them a Subject Access Request and the statutory £10 fee for all your data.
From this you will be able to identify your charges and the dates on which they were applied.
Work out the interest on each charge and then hit them with a letter before action.
Come back when you want more advice.  | |
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road,
London,
NW11 7PE
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