Trading Standards say loan is uninforcable

[Hipster]

Hi.

I have requested my original contracts for loans taken out in 96/97 one is not countersigned & the Account number is different.

I've just recieved a letter from Pennine Debt Recovery stating that they are sending a 'representative' to my property. I have written to them stating 'debt' is in dispute & here's why:

This arrears has only occured due to Honours Students Loans doing nothing when I informed them I had moved abroad (system was down when I called & they would sort it out taking my address abroad) they have no record of my call suprise suprise & arrears notice was issued when I arrived back in the UK a year later. SO i want to fight this - i've always defered my payments & continue to do so & just do not recognise this debt as fair & should be cancelled.

Questions:

1. If I notify the debt company that one of my loan agreements is incorrectly completed will they cancel this part of my debt? If not how can I force this issue?

2. What body can I write to to complain about the circumstances of this arrears being issued in the first place & who would have power over the loan company to have my account reset to how it should be ie fully defered?

Cheers.

[old_andrew2007]

bump

[yourbank]

Your title seems to indicate that Trading Standards have said the loan is unenforceable, is that correct?