consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Students

Students Come here if you think that you have consumer-style problems which are connected to your status as a student


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 14th May 2008, 18:54   #1 (permalink)
lindawallace
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2008
Posts: 29
lindawallace Novitiate
Default quandry re: Univeristy 'Certificates' for Council Tax

Recently some I was discussing student exemption from council tax, with some mates who go to different Uni's. We discovered a very odd reality regarding the student confirmation letters ('certificates') that uni's routinely issue to local councils for students to get exemption from council tax. Regarding the end date of the course, it seems that each university treats it differently: main course end date was stated as the last day of teaching, while a mate from a different university had her end date be the date of the last final exam at the uni (even though her exam was a week earlier), and two of our lucky mates had their end date stated as the date of graduation quite some time after the end of their final exams. Althougether there's a difference of hundreds of pounds in council tax just between the differences in the dates of our small group.
Is there no standard as to what comprises an end of study date for purposes of council tax? If I had my end of course date stated to be the date of graduation I would be several pounds quids in. Seems highly peculiar that registrar secrtaries can have that much impact on how much council tax students pay! Have you known similar experience?
lindawallace is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 29th May 2008, 22:34   #2 (permalink)
soma
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 38
soma Novitiate
Default Re: quandry re: Univeristy 'Certificates' for Council Tax

Quote:
Originally Posted by lindawallace View Post
Recently some I was discussing student exemption from council tax, with some mates who go to different Uni's. We discovered a very odd reality regarding the student confirmation letters ('certificates') that uni's routinely issue to local councils for students to get exemption from council tax. Regarding the end date of the course, it seems that each university treats it differently: main course end date was stated as the last day of teaching, while a mate from a different university had her end date be the date of the last final exam at the uni (even though her exam was a week earlier), and two of our lucky mates had their end date stated as the date of graduation quite some time after the end of their final exams. Althougether there's a difference of hundreds of pounds in council tax just between the differences in the dates of our small group.
Is there no standard as to what comprises an end of study date for purposes of council tax? If I had my end of course date stated to be the date of graduation I would be several pounds quids in. Seems highly peculiar that registrar secrtaries can have that much impact on how much council tax students pay! Have you known similar experience?
IMO it should cover the period until the end of the academic year (normally june)
soma is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Haringey Council - Provisional Council Tax Problem Mr Bubbles General Consumer Issues 2 13th March 2008 15:02
Council Tax - Council being understanding?? Worried! steven.brookes General Debt Issues 5 24th January 2008 08:59
Council Tax Bailiffs And Advice From Council CRED General Debt Issues 2 17th December 2007 19:34
Southwark Council hounding students for council tax fike Students 0 12th November 2007 23:06
Council Tax Benefit, Tax Credits and a lot of confusion... chrysalis General Consumer Issues 3 17th October 2006 14:24




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.