Unsigned Forms

[Halfangelhalftart]

Hi

I did a DCA letter to SLC. They returned one but it didn't have the same reference to the loan I was enquiring about (it probably did refer to one of the - I think I had three) and also it wasn't signed by anyone at SLC. I think I read somewhere that this makes it invalid or something. Is this true?

[tiglet]

Hang onto that - yes, it's true - an agreement needs to be signed by both parties to be legally enforceable.

[Halfangelhalftart]

Any suggestion on how I should proceed?

If I reply and say, 'hang on, this form isn't signed' surely they can just sign the original and send me another copy!

[krysus]

Originally Posted by Halfangelhalftart

Any suggestion on how I should proceed?

If I reply and say, 'hang on, this form isn't signed' surely they can just sign the original and send me another copy!

Sounds familiar - exactly the same happened to me! One minute it's unsigned, the next copy the send is miraculously signed!!

[Halfangelhalftart]

How convenient ;oD my partner wants us to do a joint bankruptcy anyway so they're gonna have to whistle for a bit now anyway. Ho hum.

[Halfangelhalftart]

Based on this form not being signed, can I turn round and refuse payment? ;o)

[tiglet]

you can if they are in breach of your cca request after 12 + 2 working days.

[Halfangelhalftart]

Unfortunately they did send it within the timescale - just not a signed one. I shall have to write back and demand a signed one. Surely they'll have to get someone to back date a signature?

[tiglet]

no, they haven't complied within the timescales because they have not sent a compliant CCA.

if they then sign, they are very naughty.

have a look at this thread:

Emma vs Student Loans Company

[Halfangelhalftart]

that's really helpful - ta. I'll write back to advise them of their error. I might even cancel my direct debit until they provide me with the correct document.