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Old 21st January 2008, 22:33   #1 (permalink)
BlurredFX
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Cool Honours Student Loans and Illegible Docs

Hi Guys,

Does anyone have any experience with Honours and their ability to provide legible loan agreements? Thus far (see link below) they have failed to do so. Would also welcome any feedback on the case so far if you have the time to have a look.

I am in Court with them on Friday - I am trying to have a judgement in default set aside. They very kindly sent me a letter this morning, stating they would be going for £700-odd in fees.

Links below, if you're interested.

http://www.consumeractiongroup.co.uk...illegible.html

http://www.consumeractiongroup.co.uk...al-strike.html

BlurredFXCopyofAgreement. jpg - Image - Photobucket - Video and Image Hosting
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Old 22nd January 2008, 00:27   #2 (permalink)
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Default Re: Honours Student Loans and Illegible Docs

Hi,

sorry can't really help with this but I will bump your thread up,and hopefully someone with experience will be along to give some advice.
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Old 26th January 2008, 15:05   #3 (permalink)
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Default Re: Honours Student Loans and Illegible Docs

Blurred,

Sorry for hijacking ur thread,

I have seen ur uploaded pic of ur agreement from SLC, I too have just recieved a copy of my CCA from SLC, which is identical to yours apart from mine is a little more readable.

But I have recieved 2 copies of the same agreement (duplicate), the only difference is that in the box marked FOR OFFICIAL USE ONLY there is a signature and it is dated in one copy, and in the other copy there is no signature or date, apart from that all other facts on the two documents are identical. The boxes that have my signature and date are absolutley identical ( meaning that one document is a photocopy of the other document NOT two seperate signatures and dates)

Could this mean that the SLC have forged a signature in the FOR OFFICIAL USE ONLY box?
Why would the SLC send me two almost identical copies of the same document but with one ducument without an official signature and date and the other document with an official signature and date?

Also in Blurred's upload document is it a proper copy of a CCA ( ignoring the poor quality of the document)? OR is it a poor attempt by the SLC to make the document look like a CCA ?
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Old 29th January 2008, 00:13   #4 (permalink)
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Default Re: Honours Student Loans and Illegible Docs

Judge ruled against me by the way...

Anyway, I would suggest that the Judge is unlikely to make a judgement on the basis that one copy has a signature and the other doesn't. It could have been signed the day after the original photocopy. There will be a presumption of innocence I would suspect. You need hard evidence, expert witnesses i would have thought!!! If you have the funds for forensic accountants and what not, then go for it!!! But I might be wrong...

Otherwise I would suggest CCA request them, say the debt is in dispute and stop the interest, then God knows - there should be a few stickys about how to proceed - it's not a route I have been focussed on.

IMO SLC have probably got the agreements, unsorted, in a big pile in a warehouse somewhere, and are probably either going to ride out the storm and take the losses (they got sharper in 1998 and moved away from the "mortgage style" loans, or are getting their act together in the background.

Let me know how you get on...
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Thread Thread Starter The Consumer Forums Replies Last Post
Honours Student Loans and Illegible Loan Agreements BlurredFX Students 6 29th January 2008 00:27
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Who are Honours Student Loans Gooders Other Institutions 0 5th March 2007 11:41
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