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| | | | | | | Students Come here if you think that you have consumer-style problems which are connected to your status as a student | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
12th November 2007, 20:25
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#2 (permalink)
| | Platinum Account Customer |  Re: A student loan question.
Quote:
Originally Posted by rory32  If a student loan was taken out for the period of 1997 - 2001 would all of the loan be covered by the CCA? My initial thought is that it would be because the initial part of the loan was made under the Act, but I would appreciate any other thoughts. | IIRC, each year i took out a student loan, it was a seperate loan agreement on the same account. IIRC all the people who started in 1997 were entitled to old style regulated student loans, and I think - although i can't be sure - this continued past 1998. | 
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13th November 2007, 16:27
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#5 (permalink)
| | Site Team | Re: A student loan question.
Quote:
Originally Posted by pt2537 sept 98 was the cut off if im right | Quite correct. This was when The Teaching & Higher Education Act changed the rules for the loans.
The New-style loans are exempt under the 'Low Interest' Regulations. | |
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13th November 2007, 17:01
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#7 (permalink)
| | Site Team | Re: A student loan question.
Quote:
Originally Posted by rory32 This was really what my original question was about. I am well aware when the new style loans kicked in. | I'm sure each individual loan is it's own entity (on an annual basis) which means that some of the loans could be old style and some new style. | |
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13th November 2007, 17:08
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#9 (permalink)
| | Site Team | Re: A student loan question.
Quote:
Originally Posted by rory32 Okay that clears that up. It was about 15 years ago since I took out a student loan so have no real idea of how the change of type effected people who were taking out loans before the changeover and then another one after the changeover. | see my post below!
Last edited by sequenci; 13th November 2007 at 17:12.
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13th November 2007, 17:33
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#12 (permalink)
| | Platinum Account Customer | Re: A student loan question.
Quote:
Originally Posted by sequenci Well I'm glad I checked becuase he has told me that any students who started uni before the Sept '98 intake would have ALL their loan on the oldstyle arrangement whereas anyone starting from Sept '98 onwards will have a new-style loan.
I'm glad I checked!  | i told you so   | |
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13th November 2007, 17:41
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#13 (permalink)
| | Site Team | Re: A student loan question.
Quote:
Originally Posted by tomterm8 i told you so | you're never wrong.
ever.
EVER. | |
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13th November 2007, 17:43
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#14 (permalink)
| | Platinum Account Customer | Re: A student loan question.
Quote:
Originally Posted by sequenci you're never wrong.
ever.
EVER. | Yeah.
Sometimes the worlds wrong, but you're quite right - I'm NEVER wrong.
Except with spealing and grandma  | |
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Similar Threads | | Thread | Thread Starter | The Consumer Forums | Replies | Last Post | | The Student Loan Co | |
