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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
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Old 1st June 2006, 19:55   #1 (permalink)
Anitaxx
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2006
Posts: 54
Anitaxx Novitiate
Default M&S Store card

Hi

In 1997/8 I had a M&S Store card, I became unable to pay the balance off and had to come to an arrangement to pay x-amount of per month. This debt is still being paid

Before I came to this arrangement many charges were put on this account, The only thing is, This is dating more than 6 years ago

Am I able to cliam for the charges,late payment fees, that were applied onto the account, going back that far.

The account was made inactive in 1999, and payments were/are being made to clear the debt.

I have just read a thread by Bookworm regarding M&S's store card changing to a credit card and how the store card info is now Not obtainable, After sending a Data Protection Act

Does anyone have any info or suggests on how I can go about, If I can, being more than 6 years ago, to obtain the info I need to to calculate the charges applied.

Thanks
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