Loads of GE capital cards, one claim? - ***WON***

HSBCrusher · 26th May 2006, 23:43

I have quite a few of these blighters, all of them have made charges.
All the cards are GE capital, would I be able to combine the lot?
Or would loads of little letters do?

alanfromderby · 27th May 2006, 00:14

I don't see why you can't combine them - certainly the Data Protection Act request should bring up all the accounts, and it would seem sensible for the claims to be dealt with in the same way.

HSBCrusher · 27th May 2006, 00:34

Sounds good.
Already taking HSBC to the cleaners, this is starting to become enjoyable.

mahala · 27th May 2006, 01:23

Unless the combined claims total more than £5000, then you might want to split them so you can keep the claims in the Small Claims Court.

Good luck!

HSBCrusher · 8th August 2006, 20:08

Hello again folks, it's been a long time, some website has been taking up my time somewhat recently.....
anyhow.
5 GE Capital store cards, £603 in total.
Letter sent off for repayment of these unlawful charges sent off today!
Cooking on gas!

bravingtonbear · 27th August 2006, 00:26

Hi I have three ge capital cards so will do the same.. did you just list all theree accounts numbers on the latter?

Will watch carful at your progress

HSBCrusher · 27th August 2006, 00:42

I sent details of 5 different accounts.
still waiting for some correspondence from them.
It's time for a LBA methinks.

alisonfielduk · 27th August 2006, 17:08

I have two store cards, topshop and river island, with loads of late payment charges on they are both run by GE should i lodge my complaints to them or to the stores?

also i have just had my bank charges refunded from hsbc is this the same process?

thanks for any help you can offer

HSBCrusher · 28th August 2006, 23:48

Hello!

got your money back from hsbc?
well done!

You will have to send your letters to GE capital, the addtess is on your statements. I sent one letter with all the charges on all the accounts at once.

Crusher

Glenn UK · 28th August 2006, 23:52

HI HSBCrusher

Did you get a response from GE for your Subject Access Request?

Im curious i have just remembered about a burtons car, i sent of a Subject Access Request specifically mentioning a debenhams and House of fraser card but so far only data back re the HOF card.

I think that GE are being economical with the truth in my case?

Glenn

HSBCrusher · 28th August 2006, 23:56

GE will hold all the info about all the accounts, in fact we used to send a cheque payment in one "lump" (all the payments for all 5 cards clumped together in one cheque) and never had any problems.

Glenn UK · 29th August 2006, 00:03

Crusher

Thats what I thought, I will see what turns up beofre the 40 days expire in case they are going to send etails of all my dealings with them before acting.

Thanks

Glenn

HSBCrusher · 29th August 2006, 00:33

They do seem mighty slow.

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