Caught up v GE

caught_up · 29th September 2007, 03:12

Hello there, I have a quick question. I have received a list of charges applied on my store cards, Burton, House of Fraser. It appears they charged £15 for late payment and it was in 2002!
Was the late payment charge actually as low as £15 at that time or they just simply adjusted the figure?

Bookworm · 29th September 2007, 09:42

{Mod note: Moved to its own thread in the correct forum}

As far as I remember, yes, £15 sounds about right.

linz2011 · 29th September 2007, 09:47

yes it is about right - should be £12 now from the ruling in April 2006

caught_up · 29th September 2007, 20:49

Sounds okie then. Now I'm going to ask those refunds including
Contractual interest as appears on the statements 29.9% plus 8% statutory interest on the top

sallysas · 2nd October 2007, 23:05

I don't think you can claim contractual and 8% on top. On contractual there was a court ruling about claiming this for bank accounts but something I read on store cards made me think contractual would be okay. Someone will put us right if I am wrong.

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