Consumer Action Group envelope labels
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Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  |
24th September 2007, 08:45
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#3 (permalink)
| | Platinum Account Customer | Re: Any advice please? Incapacity Benefit
There are 3 types of incapacity benefit that determine how much benefit you can get; all amounts depend on your individual circumstances. Incapacity benefit can be claimed if you aren't able to receive statutory sick pay from your employer or you are out of work. The types of incapacity benefit are: - Short term incapacity benefit at a lower rate - when you have been off work for a period of 4 days and aren't able to claim statutory sick pay, you could expect to receive approximately £57.65p/w.
- Short-term incapacity benefit at a higher rate - you could claim approximately £68.20p/w if you have been unable to work through illness for more than 28 days but less than 52 weeks.
- Long term incapacity benefit - approximately £76.45 paid each week if you have been off sick for more than 52 weeks.
Disability Living Allowance
Disability Living Allowance or DLA is offered to those who have mobility restrictions to help those who require help getting around. Anyone after 5 years old and up to the retirement age can receive disability living allowance. You must have required help for at least 3 months and are likely to need it for a further 6 months, in order to claim. The amount you would receive largely depends on how much your disability affects your day-to-day life.
If you receive either of those, you should also apply for housing/council tax benefits. If you get DLA, an adult living with you may be able to claim carer's allowance, but that is a taxable benefit and the carer can only earn a small amount (£80-something) per week on top of CA (should they wish to do so)
If you choose to apply for DLA, you need to send for the CA forms separately, and not delay, they are treated as 2 separate things (which they are, really). I have seen lots of parent carers missing on CA for weeks and weeks, assuming that they went together, hence my warning.
I'm sure I have forgotten plenty of things, hopefully, someone else will fill in the gaps.  |
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24th September 2007, 11:49
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#5 (permalink)
| | Platinum Account Customer | Re: Any advice please? For filling in forms, remember to say "severe discomfort", not "pain". Pain is seen as manageable (painkillers), severed discomfort is not. Believe it or not, it makes a difference in how a claim is viewed.
As Jen says, make sure you describe the worst case scenario. If it takes you sometimes 10 mns to go to the shop, sometimes 20, write down 20. If sometimes you need help to get out of bed, sometimes not, write down that you do. Etc... A lot of the questions are repetitive and by the time you're finished, you'll want to cry at how badly you make yourself sound, but it is the only way. Trust me, it is worse when you have to describe your child and that the only way not to get knocked back is to describe him as a helpless monster.  |
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24th September 2007, 17:51
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#6 (permalink)
| | Platinum Account Customer | Re: Any advice please? Thanks a lot Bookie and Jen.
I think i may try for incapacity benefit as i do think i could go back to part-time work because as of now my back isnt too bad (i have good days and bad) but i know if i did a full day in a nursing home i'd be crippled myself at the end of it.
The Jobcentre said to claim JSA i have to be prepared to work full time, and i honestly dont feel i could so i think incapacity is the way to go!
Thanks again you two!  |
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22nd December 2007, 21:30
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#13 (permalink)
| | Platinum Account Customer | Re: Any advice please? thanks guys!
ive just looked up my symptoms on the web and it seems i might have arachnoiditis which is nerve damaged by the epidural
am on Incapacity benefit now
Thanks again for your help  |
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