consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | Bank Charges Survey Results | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ


CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here.


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 185,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Your Internet search-box

Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

Your Internet searchbox




Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Consumer Action Group
> Special needs, Disability etc

Special needs, Disability etc If you have special needs or disability issues, discrimination, motability etc, come here to discuss it or to give advice


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 14th September 2007, 22:24   #1 (permalink)
Xanadu2
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2007
Posts: 35
Xanadu2 Novitiate
Default The motability scheme and a DLA mistake./ SORTED

When I underwent a knee replacement, with another one to come later, and the discovery of arthritis in my spine which makes it painful to walk for any length of time, I never thought to claim Disability Living Allowance until a professional visitor to the house pointed out that I could be eligible. To my great surprise I was awarded disability benefit at the higher rate for 18 months. Included in the envelope was a leaflet about the motability scheme.

I was amazed. I didn’t realise that disabled people are provided with vehicles. I have a little motorbike because there are very few buses where I live, and the specialist has told me that my motorcycling days are numbered. I certainly find handling a motorbike much more challenging than it used to be. I’m determined to learn to drive, but the controls of a normal car are so different that I need some time to get used to them, and I desperately need an instructor with more patience than those I’ve found to date.

However, being unable to believe my good fortune in being offered a vehicle, I was delighted to find there is a kind of car that can be driven on a full motorbike licence such as mine. I have never in my life known the system offer people more than they expect! I spoke to my doctor and rang up the DLA people a couple of times, and was reassured. I really could have this wonderful little car in exchange for my disability living allowance because it had been awarded to the end of 2008!

So off I went and got my car. I’m thrilled with it! But before I’d had it a week I mislaid my proof of disability and asked the DLA for a duplicate copy. It came today. It states my mobility allowance has only been awarded to the end of 2007! Than means I’m not entitled to a car!

But I’ve got it, I need it, and I didn’t obtain it on false pretences! What happens next?
Xanadu2 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 14th September 2007, 22:55   #2 (permalink)
GlasweJen
Platinum Account Customer
 
GlasweJen's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2007

Please donate something to CAG if we have helped you.

I am in: up Sauchie an doon Buckie
Posts: 866
GlasweJen InformativeGlasweJen Informative
Default Re: The motability scheme and a DLA mistake.

Go hunting for your original letter! My duplicate is the same as my original save the date (had to get it dates withink the last 6 months to apply for my scot concession card) this could just be a DLA error but you'll have to prove this, if you can't find the original get your doctor to confirm that you're likely to have your disability until the original date that you were awarded to and send that off to see if that will help any.
GlasweJen is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 14th September 2007, 23:11   #3 (permalink)
Xanadu2
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2007
Posts: 35
Xanadu2 Novitiate
Default Re: The motability scheme and a DLA mistake.

Thanks, Jenschnifner!

So there is hope yet! I thought I might be treated like a benefit cheat, or at least have my wonderful new chariot snatched away from me.

Actually I have a very understanding doctor. No mattter what I tell him is wrong with me, he always makes the most of it when he's dictating letters.
Xanadu2 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd September 2007, 21:39   #4 (permalink)
B.A.Ts
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Aug 2007
Posts: 224
B.A.Ts Novitiate
Default Re: The motability scheme and a DLA mistake.

Claiming DLA can be very confusing, especially with motobility, I think you have to have the mobility component for at least 6 months before you can apply to get a car etc then you have to be awarded for it for at least 3 years.
I was for the first three years had to go back and be seen by the DLA doctor before they decided that I could have it for life, but I think it all depends on the severity of your disability and illness.
B.A.Ts is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 27th September 2007, 22:16   #5 (permalink)
Cymraeg
Basic Account Customer
 
Cymraeg's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 62
Cymraeg Novitiate
Default Re: The motability scheme and a DLA mistake.

Are you buying or on lease?
Either way,you should have handed over a blue form to the vehicle supplier when you were arranging the vehicle's order. This blue form off the DLA office would have authorised the dealer to release the vehicle as it would have had a 'cut off' date as to when you would stop receiving your money and it would start to be paid to Motability (may be a little different if your supplier had the online system).If you weren't in receipt of sufficient award you wouldn't have been able to have the vehicle in the 1st place.
Sounds like a DLA mistake to me. Don't worry about it too much.
Cymraeg is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 27th September 2007, 23:15   #6 (permalink)
Xanadu2
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2007
Posts: 35
Xanadu2 Novitiate
Default Re: The motability scheme and a DLA mistake.

Quote:
Originally Posted by Cymraeg View Post
Are you buying or on lease?
Either way,you should have handed over a blue form to the vehicle supplier when you were arranging the vehicle's order. This blue form off the DLA office would have authorised the dealer to release the vehicle as it would have had a 'cut off' date as to when you would stop receiving your money and it would start to be paid to Motability (may be a little different if your supplier had the online system).If you weren't in receipt of sufficient award you wouldn't have been able to have the vehicle in the 1st place.
Sounds like a DLA mistake to me. Don't worry about it too much.
Thanks very much, folks!

I've now found out it was a DLA mistake!
Xanadu2 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 28th September 2007, 08:37   #7 (permalink)
Bookworm
Platinum Account Customer
 
Bookworm's Avatar
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2006
Posts: 18,655
Bookworm AuthoritativeBookworm AuthoritativeBookworm AuthoritativeBookworm AuthoritativeBookworm AuthoritativeBookworm AuthoritativeBookworm AuthoritativeBookworm AuthoritativeBookworm AuthoritativeBookworm AuthoritativeBookworm Authoritative
Default Re: The motability scheme and a DLA mistake.

That's great, and a weight off your mind, I bet! Go enjoy your car.
Bookworm is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 28th September 2007, 21:58   #8 (permalink)
Xanadu2
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Feb 2007
Posts: 35
Xanadu2 Novitiate
Default Re: The motability scheme and a DLA mistake./ SORTED

Thanks! I will enjoy it indeed! I’ve been in some green forums where people think it is terrible to have your own transport instead of relying on buses. (Oh, and we get the standard assumption that everyone can walk or cycle!)

I always want to know where all the buses are to take me everywhere I want or need to go! Since I’m a country person, there are, of course, hardly any! So I’ll really, really, enjoy this car, but I’m not telling the greenies on the net!!!
Xanadu2 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
motability /help /advice bryancampbell Insurance/Assurance Companies 4 3rd September 2008 12:59
Tenancy Deposit Scheme caledfwlch Residential and Commercial Lettings 3 21st August 2007 13:13
3 billing scheme aldezine Telecoms - mobile or fixed 1 28th December 2006 19:52
Tenancy Deposit Scheme damiencannell Residential and Commercial Lettings 2 14th December 2006 14:38
Becky V Studio's PPI Scheme BECKY X Store Cards 5 11th October 2006 22:08




Do your Internet search here:
UK Web Image



The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.