Well having started matters with the Halifax I have decided to move onto Smile as this is where most of MY money has gone in the past six years. Data Protection Act letter sent by secure message on 18 May, checked twice by phone and they have confirmed this is satisfactory, but I thought I would check the statements that are available online - 2 years worth roughly. Total unlawful charges of £1,450 in 2 years

. Right I want MY money back. So my questions is this is it worth sending a preliminary letter now for the £1,450 reserving the right to obtain a further refund once I know the further details through the Data Protection Act request or should I wait till I have all the available information? As an aside does anyone know what interest rate I should claim back from Smile(not the 8% court rate obviously).
Gotta say the more I use this site the more I love it.