Consumer Action Group envelope labels
You are part of a community of over 185,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
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Are you being threatened over debts more than 6 years old? This may be unfair
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Would you like to clean up your credit file? Check it out | | | | | | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
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To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  |
24th April 2006, 12:46
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#1 (permalink)
| | Basic Account Customer | baby steps - I'm scared Fa vs Smile Ok
I have just written the Data Protection Act letter to Smile regarding a bank account i had with them about 5 years ago and have since closed. I think they owe me about £77.00 Not much, but when I add it to the other banks charges it makes a tidy sum £230!
I'm hoping as it's such a small amount they'll just refund it and I won't need to go to court, and reading the threads on here I think that might be what happens.
I'm just curious about on thing. If you submit the court thing and pay hte money but they pay up before the court issue the 'writ' can you claim the price of the court back from the bank? or do you have to chalk it up to experience? I don't have a lot of money to chuck at court cases so...
Thanks for looking.
FA
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Mad, Bad and Dangerous to know!
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24th April 2006, 16:30
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#3 (permalink)
| | Site Team The Consumer Action Group | Re: baby steps - I'm scared Fa vs Smile You MUST be prepared for it to go to court though - the likelyhood is that it won't - but it could, and you should be ready for that to happen.
Have you joined the 'Court Buddy' system? http://www.consumeractiongroup.co.uk/regbuddy.php
__________________ If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.
Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.
Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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Fed up with being ripped off, or mistakes by companies that cost YOU money?
Register their failures at The Consumer Information Database: http://www.cidb.co.uk and try the chat room - come and say hello: http://www.cidb.co.uk/chat |
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20th May 2006, 10:16
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#7 (permalink)
| | Site Team | Re: baby steps - I'm scared Fa vs Smile There is a spreadsheet in the Bank Templates Library you could use.
Don't be scared. We will hold your hand so you won't be on your own.
Good Luck FA 
__________________ to discuss any health, fitness or relationship issues. Using the Consumer Health Forums helps support CAG Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007 Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06 Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007 Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. |
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5th June 2006, 22:31
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#10 (permalink)
| | Site Team | Re: baby steps - I'm scared Fa vs Smile Oh I say FA. You seem to have grown from a timid little kitten to a fearsome tigress. Go get 'em!!! 
__________________ to discuss any health, fitness or relationship issues. Using the Consumer Health Forums helps support CAG Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007 Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06 Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007 Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. |
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27th June 2006, 18:12
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#12 (permalink)
| | Site Team | Re: baby steps - I'm scared Fa vs Smile That's fantastic fanny - well done. I think the boot is on the other foot now and Smile are scared of you.
Would you mind completing the survey, and if you feel the help on this site has been useful I am sure a donation would be gratefully received.
__________________ to discuss any health, fitness or relationship issues. Using the Consumer Health Forums helps support CAG Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007 Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06 Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007 Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. |
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