Consumer Action Group envelope labels
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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To start viewing messages, select the forum that you want to visit from the selection below.
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Are you being threatened over debts more than 6 years old?
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See our new Unfair Trading Guide Have you been defaulted?
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The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
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| | | | | | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
21st May 2006, 12:53
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#3 (permalink)
| | Site Team |  Re: Data Protection Act Letter sent 18th April
Clock's ticking. Any news?
__________________ to discuss any health, fitness or relationship issues. Using the Consumer Health Forums helps support CAG Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007 Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06 Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007  Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. | 
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6th June 2006, 13:35
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#5 (permalink)
| | Gold Account Customer | Re: Data Protection Act Letter sent 18th April
Initial approach for payment letter sent 30th May, its only 200 GBP but its not theirs so I want it back
Smiles response was a letter threatening to deafult on a overdraft balance of 50 quid. This was a number of service charges added to the account after it was closed in November. It even states on the customer contact log that My daughter rang in November cleared the balance and closed the account.
I have sent them a letter reminding them of S13 / 6 of the banking code regards disputed accounts and also that if any inaccurate deatils are passed to a credit reference agency I will inform the Information Commissioner.
Ive given them 7 days to do that.
__________________
7 actions in progress
amount refunded so far £6500 | |
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14th June 2006, 12:23
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#8 (permalink)
| | Site Team | Re: Data Protection Act Letter sent 18th April
Unless she asked for them I would be surprised if it was a refund of charges. I don't think this whole thing was happening then.
__________________ to discuss any health, fitness or relationship issues. Using the Consumer Health Forums helps support CAG Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007 Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06 Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007 Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. | |
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15th June 2006, 13:00
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#10 (permalink)
| | Site Team | Re: Data Protection Act Letter sent 18th April
Just ask them what this credit is for. I don't think they would dare to lie about it, and I don't think they would pay a nice round £200 if she asked for £195.00 refund. The timescale doesn't seem right either. The more I think about this the more inclined I would be to claim the £195.
__________________ to discuss any health, fitness or relationship issues. Using the Consumer Health Forums helps support CAG Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007 Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06 Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007 Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. | |
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15th June 2006, 19:46
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#11 (permalink)
| | Basic Account Customer | Re: Data Protection Act Letter sent 18th April
Quote: |
Originally Posted by rogerebaker Another threatening letter received on the 12th June regarding the £56 they have added to the account as the monthly service charge since it was closed in November.
The really annoying thing about this is it clearly states on the customer log which they provided me with, that the account was cleared and closed in November and I have informed them of this twice by letter.
Decided to ring the author of the letter. She apologised and promised to refund the £56 without delay.
Another letter in response to the LBA arrived today stating they were looking into my complaint | they seem to have a thing of not closing accounts and then sending them overdrawn. the same thing has been happening with my co-op pathfinder account for 6 months now.. ive asked for it to be closed at least once a month and have been promised it would be, charges have been wiped, then they're reapplied each month... | |
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23rd June 2006, 21:38
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#13 (permalink)
| | Site Team | Re: Data Protection Act Letter sent 18th April
Nice result. Well done and thanks for the donation. 
__________________ to discuss any health, fitness or relationship issues. Using the Consumer Health Forums helps support CAG Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007 Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06 Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007 Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. | |
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road,
London,
NW11 7PE
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