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Reload this Page Unique Situation? £15 OD renewal?


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
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Old 13th November 2006, 18:32   #1 (permalink)
mc661
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 67
mc661 Novitiate
Default Unique Situation? £15 OD renewal?
I asked for an OD increase as I wanted to move some money to another account before I got paid.

They denied it (was expecting that) and then set my OD level to NIL, yet the cash machine still thought I had the old limit??? Werid.

I then ask them to stick it back to what it was and they did so. 3 days later a £15 ACCOUNT RENEWAL FEES appears on my account!!! Not as if it was the next working day either, so it was manually added.
Wtf was that I wondered and was told because *I* renewed my OD they charge £15 for that!!!!!!
Anyways a nice chat (yes it was a nice chat no legal threats mentioned) and got the money back.

I will be pursuing smile soon for the 6 years of credit card and current account charges soon, Im just wrestling with HSBC and LTSB atm.
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Old 14th November 2006, 18:07   #2 (permalink)
theamused1
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Watch out, there are Claims Touts about!

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Join Date: Aug 2006
Posts: 8
theamused1 Novitiate
Default Re: Unique Situation? £15 OD renewal?
I also got charged the £15 OD renewal fee, and it was refunded as it was a bank error (these things always are)!

Got my money back though! Had a nice conversation with a lady about how ethical their bank charges are in reflection to a charge on the poorest members of society. She didnt have an anwer!
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Old 15th November 2006, 19:49   #3 (permalink)
Robbop
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Watch out, there are Claims Touts about!

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Join Date: Mar 2006
Posts: 11
Robbop Novitiate
Default Re: Unique Situation? £15 OD renewal?
Strange - I just renewed my OD and there was no mention of a £15 fee. Mind you I haven't looked today - maybe it'll be in "recent items" lol
Or maybe the fact that I just happened to mention that I was reclaiming my unlawful charges for the past 6 years influenced their decision not to charge?
Who knows....
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