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    • Do you think I should send the CCA request now then instead of waiting? I really can do without the stress. Any advice would be appreciated. Thank you for responding.
    • How was the "receiver" appointed and what is their role? Appointed by the lender under the terms of their security on the loan (sometimes referred to as "LPA Receiver")? Or are they acting for you in insolveny? What's the current role of the agent?
    • Wait for more replies, but that letter to me can be interpreted as a letter before action. Ignoring it can have consequences. The court to impose sanctions for failure in responding to a letter of claim.
    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver?   On this point - earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.   I don't clearly understand that, but their legal advice was something to do with the role a receiver has acting as an agent for a borrower which makes it hard for a borrower to make a claim against a receiver ???.  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate application for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
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Humbug; they've even stopped the Christmas £10 bonus!


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Just got my award notice telling me what I will be getting to live on from April 2012. My ESA is going up from £99.85 to £105.05, but I won't be getting any more because the top up payment I also get to make up for the drop in income I got when changing from Invalidity Benefit to IB, is going down by the same amount.

 

And for the first week in December a Christmas Bonus of £0.00 will be paid.

 

I used to get £10 every Christmas, but I suppose they are looking for ways of funding tax cuts for those earning over £3000 a week. What fairer way of funding cuts for the best off than in true Tory fashion by taking money from the worst off?

 

I won't be sending DC or NC a Christmas card this year.

 

No sure if its being stopped for all the other qualifying benefits, or just Contribution based ESA. There is no mention of it on my wifes pension award letter, and not as yet had letters about my DLA and Carers Allowance.

 

Its bad enough the way they are treating the sick and disabled, but his is just mean. What's next on the agenda, special squads of "officers" on housing estates to take sweets of the children of single parents?

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http://www.direct.gov.uk/en/MoneyTaxAndBenefits/BenefitsTaxCreditsAndOtherSupport/On_a_low_income/DG_10018704

 

Christmas Bonus Who is eligible?

 

 

To get a Christmas Bonus you must be a resident in the UK, Channel Islands, Isle of Man, Gibraltar, any EEA country, or Switzerland. You must also be entitled to at least one of the following benefits in the qualifying week (normally the first full week of December):

 

  • Attendance Allowance
  • Carer's Allowance
  • Constant Attendance Allowance (paid under Industrial Injuries or War Pensions schemes)
  • Contribution-based Employment and Support Allowance (once the main phase of the benefit is entered after the first 13 weeks of claim)
  • Disability Living Allowance
  • Incapacity Benefit at the long-term rate
  • Industrial Death Benefit (for widows or widowers)
  • Mobility Supplement
  • Pension Credit - the guarantee element
  • State Pension (including Graduated Retirement Benefit)
  • Severe Disablement Allowance (transitionally protected)
  • Unemployability Supplement or Allowance (paid under Industrial Injuries or War Pensions schemes)
  • War Disablement Pension if over State Pension age
  • War Widow's Pension
  • Widowed Mother's Allowance
  • Widowed Parent's Allowance
  • Widow's Pension

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Yes I looked that up to, but that would be what applies now (christmas 2011) and does not include the changes due in April 2012.

 

They do make mistakes though, I was told I hd been awarded DLA for Life and Dave said they would look after the most vulnarable in society.

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I may have jumped the gun, but the way this government seem to be intent on destroying all that my father and grandfather fought for, I am always thinking the worst. it may be that I'm going to get it in relation to my DLA or CA, and not ESA, just that it seemed strange to make a point out of saying I would be getting £0.00 as a Christmas bonus.

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Okay the way it was explained to me is that benefits are ranked. Highest ranked benefit pays the bonus.

 

In the game of Benefit Top Trumps ESA main phase (i.e. in WRAG/SG) trumps DLA. Whilst DLA beats ESA in assessment phases.

 

2010 I got a Christmas bonus paid by DLA.

 

Didn't get one this year so phoned up DLA. DLA told me that as I'm in main phase ESA it's they who pay it.

 

Called ESA who said no it hasn't been paid expect a call back.

 

ESA call back 1, No your not eligible as although you get both Conts and Income ESA it's the Income one that takes president so you will not get one.

 

Okay I think fair enough DLA premiums each week or £10 a year ~ no contest really.

 

ESA call back 2 (10 minutes later), Sorry we were wrong and you do qualify for it.

 

Next thing you know a notice arrives through the post saying Congratulations here's £20.

 

So the moral of the story is...... I don't know!

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  • 9 months later...

I wonder if her £10 was combined in with either her IS or CA is that possible? She says her payments for those vary from week to week so she never knows what will arrive. She certainly hasn't had an individual payment of £10 at all.

 

Did everyone get theirs as a separate individual payment of £10 or was their paid with their benefit?

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Got mine for the first time this year, it arrived separately.

I know I've asked a couple of times but am yet to procure an answer. Why is the bonus paid to CB ESA claimants but not to IR ESA claimants? I would have thought the latter needed it more.

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Mine was in with my regular payments

 

Did you get a letter saying it would be in with your payments or you just noticed the extra tenner so you knew it was there? And what was the payment it was included with? Only asking because I wonder if hers was the same benefit and she's just not aware of amounts like you. She's confused about her payments always.

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Did you get a letter saying it would be in with your payments or you just noticed the extra tenner so you knew it was there? And what was the payment it was included with? Only asking because I wonder if hers was the same benefit and she's just not aware of amounts like you. She's confused about her payments always.

 

I didn't get a letter. I wasn't even aware we had got the 'extra tenners' until this thread mentioned it. I went back to my online statements and saw that the payments were £10 more that week than they usually were. I hadn't even noticed at the time.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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