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    • Hi,   I have given an official police witness statement for the prosecution in an upcoming criminal court case, and I am very anxious about what might happen.  Specifically regarding being cross-examined.  My statement is very short, and only a couple of paragraphs long, regarding a conversation I had with one of the victims.  I have tried to research online about what information about me the defence barrister might be able to find and use to discredit me.  I have by no means have a shady past but, I am concerned about what private information might be brought up, and as this is a case that will be in the national press as it is in the public interest.  The two preliminary hearings were reported in the papers.   I have tried to research  online what information the opposition can seek, but it is all very complicated.  I believe that they can legally access public records, but I'm not sure what information public records hold.  Can they access my medical records, educational history, HMRC, and Department for Work and Pensions? (I am a self employed sole trader).  I was arrested once, and this was unfortunately instigated by the victim in this case, so could well be of interest to them.  It resulted in no further action, however I have only discovered this week that that, in fact, this means I have a criminal record, and will be so until I am 100 (no chance)! This has really annoyed me to say the least, especially since I asked him afterwards why he rang the police and he said 'for a laugh'.  So I have started to look into applying for it to be deleted, but again, if anyone has any advice on this I would be appreciative. At the moment, my name isn't on the confirmed list to give evidence, but the detective I have been dealing with has said it is 'likely'. The names of the victims in this case will not be allowed to be reported, are witnesses fair game for the press? I really need no know how deep they can delve in to my life so I am prepared if my character gets assassinated in front of the nation. I really wish I'd never agreed to this.   Many thanks
    • A belated thanks dx. Yes I may take your advice regarding StepChange. I am finding that I am telling them (on behalf of my Son) the true balances outstanding? They never seem to check properly in which worries me. If I was to take on myself is there another way of dealing with various debts? I have already submitted other IRL complaints on his behalf. Today I have received a further response from Quidie T/A Fernovo confirming that they will waiver all interest paid.
    • Good evening  Case hearing this Friday 26/04. looking to have all my prep/papers ready.    just checking in to get update on my last post , ( the t&c’s attached). No name or address on them as per #49   thank you UCM  
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2 defaults listed orange/GOTHIA LIMITED


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Hi All,

 

I have checked my credit file and i seen 2 defaults listed the first is by Orange and the 2nd is by GOTHIA LIMITED a loan ?, i have not had any letter or information relating to the defaults and the credit reference company just said call both of the companys. Also had a call to my new mobile number from BCW group how did they get the number very strange

 

any feedback how i can sort out the defaults, i did have an orange mobile but the debt was included in my bankrupcy that was in 2009 and the other not had any loans since the BR. my credit file is now showing fair .

 

any help would be great

 

cheers

Edited by rippedoff15
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Gothia is a finance company based in Worthing, so I suggest you write to their Data Controller and ge the details on the default entry, please add the phrase'' I do not acknowldge any debt to Gothis in your letter.

BCW are a DCA well known on the forum, it's easy to get info a new mobile will have resulted in credit checks and if a company is looking for you it is easy to trace you..

As to Orange and your BR you need to contact your trustee in BR to see if the debt was indeed included, but a default entry will still be relevant and runs for 6 years.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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NO if the dbt has been sold the the ''new owner'' must update the entry with their details only, the default date must remain the sameand th original entry must then be removed.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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  • 9 months later...

Well out of the blue keep getting emails asking to confirm address and DOB, it relates to a QQ loan dating back to 2009, the loan of 150.00 , they claim 1004.00 looking at the offer which is no offer they just demand the full payment of 1004.00 which clearly is not going to happen as lost my job on Monday 10th June. Any feedback regarding this matter would be helpful

 

 

Hi

 

Time is running out for our exclusive online offers related to CashEuroNet UK - QuickQuid and reference

 

You can resolve this matter completely online without speaking to an advisor or filling out long forms.

 

 

mygothia_com-logo.jpg

 

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  • 3 months later...

Hi All,

 

I have been trying to get an old Orange account removed from my credit file, the account according to Orange has never been used, they have marked my credit file showing a balance of £159.00 and defaulted the account on 24/07/2011. Can anyone help in getting this removed

 

EE LTD - TRADING AS ORANGE

Entry Number: C13 | Account Updated to: 14/08/2011

Name: Address:

Date of Birth:

Account Type: Communications FCS Flag:

FCS DisconnectedStarted: 16/10/2010

Current Balance: £159

Default Date: 24/07/2011

Default Balance: £159

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Its almost impossible to get something like this removed...

 

Although the account has never been used.... Was it set up fraudulently?

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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Hi All,

 

I have been trying to get an old Orange account removed from my credit file, the account according to Orange has never been used, they have marked my credit file showing a balance of £159.00 and defaulted the account on 24/07/2011. Can anyone help in getting this removed

 

EE LTD - TRADING AS ORANGE

Entry Number: C13 | Account Updated to: 14/08/2011

Name: Address:

Date of Birth:

Account Type: Communications FCS Flag:

FCS DisconnectedStarted: 16/10/2010

Current Balance: £159

Default Date: 24/07/2011

Default Balance: £159

 

 

We will need a lot more info on the origins of the account and how this 'dispute' has arisen if we are to advise properly.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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