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    • love the extra £1000 charge for confidentialy there BF   Also OP even if they don't offer OOC it doesn't mean your claim isn't good. I had 3 against EVRi that were heard over the last 3 weeks. They sent me emails asking me to discontinue as I wouldn't win. Went infront of a judge and won all 3.    Just remember the law is on your side. The judges will be aware of this.   Where you can its important to try to point out at the hearing the specific part of the contract they breached. I found this was very helpful and the Judge made reference to it when they gave their judgements and it seemed this was pretty important as once you have identified a specific breach the matter turns straight to liability. From there its a case of pointing out the unlawfullness of their insurance and then that should be it.
    • I know dx and thanks again for yours and others help. I was 99.999% certain last payment was over six years ago if not longer.  👍
    • Paragraph 23 – "standard industry practice" – put this in bold type. They are stupid to rely on this and we might as well carry on emphasising how stupid they are. I wonder why they could even have begun to think some kind of compelling argument – "the other boys do it so I do it as well…" Same with paragraph 26   Paragraph 45 – The Defendants have so far been unable to produce any judgements at any level which disagree with the three judgements…  …court, but I would respectfully request…   Just the few amendments above – and I think it's fine. I think you should stick to the format that you are using. This has been used lots of times and has even been applauded by judges for being meticulous and clear. You aren't a professional. Nobody is expecting professional standards and although it's important that you understand exactly what you are doing – you don't really want to come over to the judge that you have done this kind of thing before. As a litigant in person you get a certain licence/leeway from judges and that is helpful to you – especially if you are facing a professional advocate. The way this is laid out is far clearer than the mess that you will get from EVRi. Quite frankly they undermine their own credibility by trying to say that they should win simply because it is "standard industry practice". It wouldn't at all surprise me if EVRi make you a last moment offer of the entire value of your claim partly to avoid judgement and also partly to avoid the embarrassment of having this kind of rubbish exposed in court. If they do happen to do that, then you should make sure that they pay everything. If they suddenly make you an out-of-court offer and this means that they are worried that they are going to lose and so you must make sure that you get every penny – interest, costs – everything you claimed. Finally, if they do make you an out-of-court offer they will try to sign you up to a confidentiality agreement. The answer to that is absolutely – No. It's not part of the claim and if they want to settle then they settle the claim as it stands and don't try add anything on. If they want confidentiality then that will cost an extra £1000. If they don't like it then they can go do the other thing. Once you have made the amendments suggested above – it should be the final version. court,. I don't think we are going to make any more changes. Your next job good to make sure that you are completely familiar with it all. That you understand the arguments. Have you made a court familiarisation visit?
    • just type no need to keep hitting quote... as has already been said, they use their own criteria. if a person is not stated as linked to you on your file then no cant hurt you. not all creditors use every CRA provider, there are only 3 main credit file providers mind, the rest are just 3rd party data sharers. if you already have revolving credit on your file there is no need to apply for anything just 'because' you need to show you can handle money. if you have bank account(s) and a mortgage which you are servicing (paying) then nothing more can improve your score, despite what these 'scam' sites claiml  its all a CON!!  
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Dialling 141 on your mobile to withhold your number


florish
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Hope it's ok to post this here.

 

I had a call on my mobile (O2 monthly contract) from a number I didn't recognise.

So I dialled the number - using the 141 prefix - witholding my number (or so I thought).

When the company answered, the person addressed me with my name.

I thought how the hell did they know that when I'd prefixed their number with 141 ??

I'm usually so careful about who has access to my number.

Thankfully it wasn't a DCA.

 

However as an experiment, I've just dialled a friend's land line number - using 141

and sure enough my mobile number is still displayed on their telephone.

I (obviously mistakenly) thought that 141 worked on any telephone - but it doesn't.

 

I've now gone into my mobiles's settings and changed caller ID to 'no' - and that

definitely works.

 

I feel as though I've had a lucky escape, especially after reading various posts on here from

people who have wondered how DCAs' know their numbers, even when using a new cellphone.

Maybe this could be one of the reasons for it.

 

Be careful

Florish

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141 was removed from being able to be used on mobiles about 2 years ago. This is on the up to date phones only so if it is over 2 years old it may still work.

 

If u want to with hold ur number u have to do it threw setting and phone settings on your handset.

 

I dont know why it was removed but it was.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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141 was removed from being able to be used on mobiles about 2 years ago. This is on the up to date phones only so if it is over 2 years old it may still work.

 

If u want to with hold ur number u have to do it threw setting and phone settings on your handset.

 

I dont know why it was removed but it was.

 

 

Thanks again G/M.

I never knew that.

 

Florish

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Thats not true whatsoever Godmother.

 

It is certainly possible that individual networks have removed the 141 ability(although I'm certainly not aware of it). However, it has not been removed "from mobiles", either old or new. Apart from anything else, this is a network service, not a handset service.

 

My iPhone on TMobile does it fine.

7 years in retail customer service

 

Expertise in letting and rental law for 6 years

 

By trade - I'm an IT engineer working in the housing sector.

 

Please note that any posts made by myself are for information only and should not and must not be taken as correct or factual. If in doubt, consult with a solicitor or other person of equal legal standing.

 

Please click the star if I have helped!!

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Trying it out now - I thought it worked on mobiles too:eek:. Not that I would ever ever call a DCA from my mobile or anywhere for that matter!!!!!!

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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What network you on GL?

7 years in retail customer service

 

Expertise in letting and rental law for 6 years

 

By trade - I'm an IT engineer working in the housing sector.

 

Please note that any posts made by myself are for information only and should not and must not be taken as correct or factual. If in doubt, consult with a solicitor or other person of equal legal standing.

 

Please click the star if I have helped!!

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O2/Tesco and I have just rang my house to be told the number had been withheld so I am OK:D

 

And don't I know that the emergency services log your number. I got my handbag snatched in a supermarket car park a couple of years ago and as the car with the robbers in screeched off I rang 999 (mobile, purse, car and house keys were all in my coat pocket!!) the operator must have repeated my mobile number at least twice and all I was shouting was 'shut up, I am trying to tell you a car numberplate and you are making me forget it!' One of those silly things that is so unhelpful.

Edited by Goldlady

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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well i have a few payg mobiles and it does not work as 141 0n any of them.

 

i am mainly on voda due to eveyone i ring on voda but i have a t mobi and orange and o2 and 141 dont work on there unless i active it in the settings of myphone.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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I cant find the topic now but there was a thread about this on the vodafone forums.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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  • 2 years later...
  • 2 years later...
#31# before the number on a mobile will withold your number!
I only recently discovered that 141 did not work on the Three network although it seems to be working on others such as Vodafone and T-Mobile. However, the #31# prefix does work with Three although more research is required to establish if it works with all UK mobile networks and with any of the land-line operators.

 

Thanks for the tip Nortie!

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Just for safety, however, I invariably ensure that the settings on my iPhone (O2) are changed to 'withhold number'. Since I have genuinely ex-directory phones at work and home, however, I tend to use landline when dealing with DCAs.

 

 

 

"In this situation, you know what you have to do? Just keep swimming, swimming, swimming." Dory - Finding Nemo.:wink:

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