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    • Update! I have now opened the mail from Barclaycard. I am assuming that their letters were prompted by my confirmation to them of my change of address, which I had advised them of twice. They are treating my change of address notification as a "General Data Protection Regulation Right of Access Request"  and state that I have made a "Right of Access Request. They are asking me to provide valid indentity documents! I have made no such request and am minded to ignore their request for extra information? I should add that their letters were sent to my correct current address!
    • Are you allowed to appeal if you plead guilty?   I know you appeal the sentence, but the criminal record formed from your guilt would surely remain?   I'm not sure if your able to appeal a crimianl record if you plead guilty are you?
    • DX: I did not pursue Link after I got the CCJ amended to monthly payments. Pretty sure the CCJ does not mention reviews, I do have the CCJ somewhere, I will have to look it up in storage. It is as mentioned on the thread you referenced  in your post #28. The Barclays loan was taken out in September 2004 for 60 months! Current Balance remaining approx £2K. On checking back my past correspondence with Barclaycard about this loan, there was a history of them ignoring my letters and offers to pay, and I even had problems in obtaining their bank account details for them to accept my payments! I have received strange correspondence from them too, one referring to insurance which I did not have. They seem very disorganised! Barclaycard told me to pay "Masterloan" a while back and I now receive regular statements and arrears notices from "Personal Loans from Barclaycard" clearly marked Masterloan, they changed the account reference number! I have never requested a CCA on this account. I advised them of my change of address last September, but they are still sending, until today, statements etc. to my old address! I have received 2 letters from Barclaycard Loan today though, not opened them yet!!
    • Yes, a few months ago. They wrote back saying there was no CCA and the debt was unenforcable. I then started gtting bombarded with threatening emails from their 'litigations team' which have been sent to spam. I've now recieved the letter before claim with the PAP form enclosed, but still no CCA or even a letter from them to say the debt is deemed enforcable. Thank you.
    • That's a shame but not unexpected.  I'm not sure about your assumed  questions because I haven't been to court but I'm not sure about not accepting a criminal record. It could be a language thing but it isn't your choice unfortunately.  HB
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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hi

 

i am in need of desperate help as i have got home tonight to find a notice of seizure

 

nearly two years ago my i parked up my car on a street (my partner was with me at the time) behind another car, put my handbrake on and turned off the engine - there was probably about five feet between the cars - the car in front then started its engine, the reverse light came on and it started to reverse, my partner said " he isnt going to stop" and no sooner had he said that, the car reversed into the front of ours.

the driver got out, instantly inspected his car (there was minor damage) and turned to me and said " did you not see me parked there!" - i replied to him that we were already parked up before he started his engine and he wouldnt have any of it, despite the fact i had a witness to what he had done. we exchanged names, numbers and addresses.

 

he then rang me later on still insisting that i had run into him and he was contacting his insurance, my dilema at the time is that my insurance had lapsed as my partner was out of work and we living a hand to mouth existence. I did not tell the other driver this at any one time.

 

a few months later i received a visitor from his insurance company to clarify details etc and he saw the front end damage on my car and asked why i had not responded to any correspondence they had sent, i replied that as i was not at fault and he had lied to his insurance company about his claim i was having nothing to do with it as i wasnt at fault.

 

i fully admit to burying my head in the sand about all of this and should have come clean at the time but the thought of going to court and admitting that i wasnt insured was petrifying.

 

i realise now that i am going to have to seek legal advice and come clean but how do i stop them from taking goods from my property because the other driver in question has made a false claim on his insurance and lied through his back teeth to them?

 

i havnt told my partner about any of this as at the time he was gong through an absolute nightmare and i dint want to pile any more pressure on him.

 

please help me i am at my wits end

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Is this seizure of the vehicle for it being uninsured or

bailiffs collecting for fines, or a CCJ?

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hi BRIGADIER2JCS

 

am certain i havnt had a letter saying this was going to court so not sure if its a ccj - the letter states it is for judgement debt etc, so i take it from this that it has gone to court, but i have no recollection of ever receiving a letter telling me this?

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It looks like the "other party" has obtained a default judgment against you, were you aware of any court letters at all?

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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the notice of seizure is from the sherrifs office in croydon

 

In that case not only do you have a CCJ against you but it has now been transferred to the High Court for enforcement and initially will have been for more than £600, the person leaving the notice will have been a High Court Enforcement Officer. Do you have a sheet of paper with lots of writing on it?

 

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Check the Trustonline site it should give you details.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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hi

i have three sheets of paper with lots of writing on them, i think there should have been more as it jumps points, but unfortunately my flamin dog went on a bender before i got home and i came home to find he had destroyed a pack of loo roll i had stupidly left in the hall but there was no signs of any other pieces of paper only these so i can only presume he has eaten them along with a good quantity of loo roll! of all the days he had to have a hissy fit today takes the biscuit! :(

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On one of these sheets it may say words similar to:

 

High Court Form No 55 - Notice of Seizure

High Court Claim No: xxxxxxxxx

County Court Claim No: zzzzzzzzzzzzzz

Sent from ABCD County Court by Cerificate dated: 31/02/2199

Claimant: XYZ

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hi plodderton

 

yes the dog managed not to eat that one

 

That is the important one. Any chance of resurrecting it? I believe the Brigadier has made a suggestion as to where to look for further info if you can't.

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