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    • In that case I don't think you'd have any grounds for a claim against the receiver, short of anything actually criminal. The receiver was appointed by the lender so any claim you make should be aginst them. How much equity do you reckon there was when they took possession? Realistic value less outstanding balance (including arrears).  This messing around makes me wonder even more if the property was wildly over valued. Normally a lender would sell and not really care if they got the best price so long as they covered the balance plus their costs. 
    • Hey @lookinforinfo I'm not sure, I don't believe he told them he's the driver. He must have selected an option saying that he's appealing on behalf of the driver or something of the sort. In more news, however, these wannabe thugs are back at it again. Honestly, what a joke. In the letter they sent before this it said they had made "2 attempts" and in this letter they said "4 attempts", I wonder what happened to the "3rd attempt" lol.  WhatsApp Image 2024-04-18 at 14.06.07_44abc9c8.pdf
    • Hi all, I purchased a car in January from Big Motoring World Leeds. At the time of sale I was shown a tab on the salespersons computer marked 'service history' and I was able to take comfort knowing that the car had been serviced on 3 occasions as the date, mileage and company was there on screen. Being a 3 and a bit year old car that, in my mind, constituted full service history 🤷‍♂️ Anyway, collected the car a week later. Once home I settled down to through the book pack etc. Opened the service history booklet and it was completely blank. In addition there were no invoices detailing that any services had been done. I duly contacted BMW and asked them to supply me with proof of service history. They responded saying that on their 'vehicle documentation checklist' I had ticked and then signed to the fact that I had seen the service history and that I was happy with it. I dug out this checklist and what it actually states is 'seen service history online' which I had in the showroom. BMW seem to think that this satisfies their responsibility in providing service history. The reality is that I don't have any proof that the vehicle has ever been serviced! For my own peace of mind I ended up paying for a service that satisfied the manufacturers maintenance schedule to the tune of £330. I even complained to the finance company that the vehicle contravenes the Sale of Goods act 2015 as l, in effect, ot is not as described. Amazingly they weren't interested and instead I just got an email stating that it's not illegal to sell a vehicle without service history and that servicing costs were part and parcel of vehicle ownership. I've since complained to the ombudsman and am awaiting to see if they can help. I have no issue with the car but the treatment and customer service has been the worst I've ever experienced. I don't really know what to do next as I really do feel aggrieved that I've had to pay to service a car that should have already been serviced. Can anyone point me in the right direction please? 🙏
    • Fraudsters copy the details of firms we authorise to try and convince people that their firm is genuine. Find out why you shouldn’t deal with this clone firm.View the full article
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Cancelling Experian membership


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Your Selected Question

 

How Do I Cancel My Membership?

We would like to make sure you're aware of all the important benefits you currently receive as part of your Credit Expert membership.

 

Unlimited access to your Credit report: Checking your report on a regular basis will assist you to spot irregular activity on your accounts that could be related to identity fraud.

 

Alerts Services: By using the free Alert service you can rest assured that if significant changes are made to your credit report we will notify you of this.

 

Improve Your Credit Score: As part of your CreditExpert membership you have free access to our Specialist Reports Team who can advise you about your credit history with a view to improving your credit score.

 

Better Deals: As a CreditExpert member you have unlimited access to our exclusive online service LowerMyBills to help you find better credit deals based on the information in your credit report.

 

If you would still like to cancel your Credit Expert membership you can do so by contacting our team on free phone 0800 561 0083 (Mon-Fri 9am-6pm, Sat 9am-1pm, Sun closed).

 

 

 

 

 

 

http://experian.metafaq.com/templates/experian/main/answerPage?_mftvst:answerRef=$http://api.transversal.com/mfapi/objectref/EntryStore/Entry/http://www.metafaq.com/mfapi/Metafaq/Clients/experian/Modules/Cancel_and_duration:137287:14&_mftvst:moduleID=$Cancel_and_duration&_mftvst:topicID=$&id=LQFUK48DII870NQ74QEDEM2ATC

 

 

I signed up for the months free trial membership with Experian/Credit Expert and would like to cancel before the first months money is taken out, but cant find where on the website you are supposed to cancel.

Does anyone know how to do this please?

 

BF

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I signed up for the months free trial membership with Experian/Credit Expert and would like to cancel before the first months money is taken out, but cant find where on the website you are supposed to cancel.

Does anyone know how to do this please?

 

BF

 

Try 0800 656 9000 then select option 4, phones only open mon-fri 9-5pm

 

S.

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Try 0800 656 9000 then select option 4, phones only open mon-fri 9-5pm

 

S.

 

and if you have to listen to some pathetic sales speel about why you want to cancel tell the monkey to stop asking me stupid questions, cancel your subcription and stop wasting my time8-)

We live in an unmoderated country why should the net be any different?

Bring back free speech we miss it!

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They are very good at taking your payment regardless! Make sure you get the name of the person dealing with your request, just in case...

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Some phone monkey told me they couldnt cancel as I had done the 10 day free trial on Creditmatters but as they coudn't verify me I hadn't doe the trial, so I got the £19.99 they pinched from my bank account.

 

Perhaps a free trial offer shouldn't include you entering bank details until the final day, that would hit them where it hurts.

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If you phone them and cancel it, they should send your e-mail address a confirmation with the title as something like, 'Sorry you're leaving.'

 

If they charge you anything once that is received, then you have grounds to kick up a stink!

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I wonder how long it will be before more and more people become like I have. I DO NOT trust any company on this planet! I do not listen to any garbage that any of them spill out anymore. There is no such thing as a "wonderful offer", "bargain", "reduction" etc.

This whole country is one huge financial con. Even the so-called "charities" should not be donated to once you look into them and see just how much actually reaches the needy ( if at all, any).

Now I see that our latest thieving Government want to introduce "charitable donations" at our ATMs.

And would we like to round our bills up to the nearest £1 at every supermarket checkout? No thanks, Ill keep my money ta.

 

The rule of thumb today is trust no-one! Agree to nothing and tell the phone monkeys to f*"^ off!!

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I used to be very open to offers and would usually buy the salespersons blurb etc.. It's taken me just 2 months to start thinking like you merlin. I think nothing now of slamming the door a cold callers face. Just saying 'not interested' and walking by those people who stop you in the street with clip boards. Trust no one. If an offer looks too good to be true, then it is.

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Why the hell do are we expected to pay these cretins a monthly fee to see our own personal information, them TV adverts drive me round the bend, with the pathetic lame excuses for signing up.

All they want is your latest info so they can pass it on to their bed buddies the DCA's, who then know that you have spare cash to pay a worthless monthly membership.

I have no legal training, any knowledge I have has come from this forum, and my own experiences. Always balance up any advice you get with your own common sense.

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Couldn't agree more, as soon as the CRA's get out of bed with the DCA's and and process peoples data correctly then the better!

In fact I don't remember giving the CRA's permission to process my data anyway? But that is a whole different argument!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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