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    • I have had a secondary thought.  I borrowed £s from a completely separate entity 6y ago. It was personal and unsecured. I was going to repay upon sale of the property. But then repo and I couldn't.  Eventually they applied and got a charging order on the property.  Their lawyers wrote that if I didn't repay they may apply for an order for sale.  I'm not in control of the sale.  The lender won't agree to an order for sale.  The judge won't expedite it/ extract from trial.  Someone here on cag may or may not suggest I can apply for an order v the receiver?  But could I alternatively ask this separate entity with a c.o to carry out their threat and actually make an application to court for an order for sale v the receiver instead?
    • You left the PCN number showing, but no worries, I've redacted it. Euro Car parks are very well known to us.  I've just skimmed through the titles of the latest 100 cases we have with them (I gave up after 100) and, despite all their bluster and threats, in not one have they taken the Cagger to court. You stayed there for 2 hours &:45 minutes.  I'm guessing the limit is 2 hours and 30 minutes, right?  
    • If the claimant fails to draft directions the court can order a Case Management Hearing to set them but normally in Fast Track claims the claimant sets the directions...Unlike small claims track which are always set the court.
    • Not Evris offer, the court offers mediation service.   All claims proceed to hearing if mediation fails /not happen.   Why do you not wish to attend in person to stand your claim ?     Absolutely you must comply with the courts directions or your claim risks being struck out. Preparation for a hearing should happen irrespective of mediation.   https://www.consumeractiongroup.co.uk/topic/460613-suing-a-parcel-delivery-company-when-you-dont-have-a-direct-contract-with-them-–-third-party-rights-copy-of-judgment-available/#comment-5255007   Andy  
    • LPA.  (I'm fighting insolvency due to all the stuff that he and lender have done).  He appointed estate agents - (changed several times). Disclosure shows he was originally appointed for a specific reason (3m after repo) : using his powers as acting for leaseholder to serve notice on freeholders (to grab fh).  There was interest from 3 potential buyers. He chose one whose offer depended on a positive result of the notice.  Disc also shows he'd taken counsel advice - which was 'he'd fail'.  He'd simultaneously asked to resign as his job (of serving notice) was done and he'd found a buyer.  Lender asked him to stay on to assign notice to the buyer.  Notice failed, buyer didn't buy.  So receiver stayed.  There was 1 buyer who wanted to proceed w/o fh but receiver/ lender wasted 1y trying to get rid of them!  Disc shows why. But I didn't know why at the time. In later months Lender voiced getting rid of receiver. Various reasons - including cost.  But there's a contradiction/ irony: as I've seen an email (of 4y ago) which shows the receiver telling lender not to incur significant costs and to minimize receiver costs.    Yet lender then asked him to serve another notice - again counsel advice indicated 'he'd fail'.  And he did fail.  But wasted 3y trying and incurred huge legal costs - lender trying to pass on to me. Lender interfered - said wanted to do works.  Receiver should have said no.  But disc. shows he agreed to step aside to let them do the works - on proviso lender would discuss potential costs first (they didn't), works wouldn't take long (took 15m), and lender would hold interest (they didn't) (this last point is crucial for me now - as I need to know if I can argue that all interest beyond this point shouldnt be allowed?)   I need to check receiver witness statement in litigation with freeholders to see exactly what he said about 'his position'. But I remember it being along the lines of - 'if the works increased the value of the property he didn't have a problem'.  Lender/ receiver real problems started at this point. The cost of works and 4y passage of time has meant there is no real increase in value. Lender (or receiver) didn't get any permissions (statutory or fh) (and didn't tell me) and just bulldozed the property to an empty shell.  The freeholders served notice on me as leaseholder for breach of covenants (strict no alterations).  The Lender stepped in (acting for me) to issue notice for relief of forfeiture - not the receiver.  That wasted 2y of litigation (3y if inc the works) and incurred huge costs (both sides).  Lender's aim was to do the works that every potential buyer balked at due to the lease restrictions.  Lender and receiver knew couldn't do works w/o fh permission. Lender did them anyway; receiver allowed.  Receiver remained appointed.  I'm arguing lender interfered in receiver duties.  Receiver should have just sold property 4-5y ago w/o allowing any works.  Almost 3y since works finished the property remains unsold (>5y from repo). The property looks brand new - but it was great before.  The lender spent a ton of money - hoping that would facilitate a quick sale.  But the money they spent and the years they have wasted has meant they had to increase sale price.  It's now completely overpriced.  And - of course - the same issues that put buyers off (before works) still exist.   The receiver has tried for 2y to assert the works increased value. But he is relying on agents estimates - which have proved highly speculative. (Usual trick of an agent to give a high value to get the business - and then tell seller to reduce when no-one buys.). And of course lender continues to accrue interest (despite 4y ago receiver saying pause interest). Lender tried to persuade receiver to use specific agent. Disc shows this agent was best friends with the lender's main investor in the property.  Before works this agent had valued it low.  After works this agent suggested a value 70% higher!  The lender persuaded receiver to sack one agent and instead use this agent.  No offers. (Price way too high).   Research has uncovered that this main investor has since died.  I guess his investment is part of probate? And his family want it back?    Disc shows the sacked agent had actually received a high offer 1y ago.  Receiver rejected it.  (thus I don't know if the buyer would have ever proceeded). He was relying on the high speculative valuation the agents had given him to pitch for the business. The agents were in a catch-22.  The receiver sacked them. Disc shows there has been 0 interest ever since (inc via new agent requested by lender). I don't think lender or receiver want all this to come out in public domain via a trial.  It will ruin their reputations. If I can't get an order for sale with lender - can I apply separately against receiver?
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Domestic Heating Oil: Price Comparison by Region


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Hi everyone

 

I thought I would start this thread as I have just been charged 50.8p a litre for domestic heating oil. I live in the Western Isles.

 

This worked out at £592 for a tank of oil and is the third time its been filled in 14 months- seems very expensive to me. In addition to the heating oil, I obviously have to pay electricity for all of the other appliances in the house.

 

I work and I am fortunate as I earn a reasonable wage. I am at a loss to understand how people on lower incomes can afford to heat their homes by domestic heating oil. Oil is also not the most efficient means of heating, dependent on the type of boiler appliance in use.

 

I imagine this thread will apply to people resident in rural areas mainly, but you may have a relative or friend who is affected or work in a related industry eg heating installation, Energy Advice Centre, CAB, etc.

 

I am also interested in finding out regional variations in the price of heating oil and tracking price rises over a period of time.

 

You may have heard of the Governments Warm Front central heating programme (administered by EAGA in England and Wales) and the Scottish Governments Warm Deal and Central Heating Programme (administered by Scottish Gas). Both these programmes provide a grant towards a new heating system and insulation where appropriate for qualifying households. I am all for choice, but should an oil heating system be included in the programme if the costs of running it are so high and prices are only likely to increase. The promotion of oil heating systems does nothing to take vulnerable people out of fuel poverty. It is difficult to shop around for cheaper deals for oil, in the same manner as switching power utilities.

 

I am interested in comments, advice and suggestions which may be of benefit to others.

 

Regards, Kenny :)

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Hi Kenny you have a very valid point, being a heating engineer I hear this quite a lot but TBH I cant recall any costs they mentioned except that they were HIGH. A friend of mine who lived in a farm had a main gas pipe 120 yards away and after deciding to look into the costs of having a connection from it he was shocked to find out the costs were £12,000 plus. Its got to be a deciding factor when people buy properties these days, sorry cant input any more.

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  • 2 weeks later...

Kenny, did you get any further with your research? I'm in a similar position, no mains gas, so around 11 yrs ago bought and installed an oil fired system. Just bought 1000 litres of 28 sec oil, at 47.65p + 5% VAT. Prices I was quoted varied from 47p (delivered 1st week in April - too late!) to 50.95p. I should imagine you would be paying at least a few pence more than that, given your location - I'm in NW Wales.

Just wondering whether it would pay to replace my boiler. It runs perfectly well and has done except for replacing the circuit board for the burner once. Was never professionally comissioned, so may not be set up for the optimum economy.

What's needed is the cost of producing one standard unit of heat, with different fuels. I was told the other day (but find it difficult to believe) that electric heating would cost me about half what I pay now. Somebody must have some figures, surely?

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Hi pg.

 

I think a good service would help if you are going to keep the boiler. It is a stove we have which acts as a cooker and also provides central heating/ heats the hot water- like an aga. We currently rent our house and the system is covered by a maintenance contract. It broke down over the weekend, but is now working better than ever after being fixed and having a service. Perhaps that would work for you.

 

I can believe what you were told about electric costs, particularly if it was on the right tariff.

 

(All prices I have quoted are also ex 5% VAT.)

 

A colleague just paid 56.4p a litre, today. (Yes, the price is higher due to our location. Diesel is £1.19 l).

 

Her price is a rise from my purchase price of 50.8p of 05.6p a litre or 9.9%, in 2 weeks. The last tank of oil at £562 would now cost £626, an extra £62.

 

I have found price comparison web sites but as they are commercial, I can't post them here. They mainly seem to be cartels of delivery agents and you select the best price. I can PM them to you, if you wish- just let me know, or a google will bring them up.

 

Likewise, there are people who calculate price in the method you mention. I have never done that but can pass the details.

 

I don't know your age, but if you are over 60, you might qualify for the Warm Front- heating and insulation. That might be one answer for you.

 

How is Wales today- as beautiful as ever!! I have spent some fantastic times there.

 

Regards, Kenny

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Thanks for the reply, Kenny. It's a good day here in Wales (at least in our part!), the best we've had for quite a while. Diesel here is £1.179, but £1.109 at the nearest decent sized Asda - but thats about 150mls round trip. I've also noticed a massive difference in 47kg propane bottle prices as you move around the country. All last summer we could buy it for £32 here, but at the same time saw it on sale in Thurso for over £50. I think it's £43 now.

I've always cleaned my boiler flue, and there's never been much to clean, so that might indicate the settings aren't too far off. I'll leave it for now. Can't take advantage of the scheme you mentioned, I've 5 yrs to go still!

As regards cost comparisons, I suppose what I'm looking for is pence per B.TH.U. If you have any links to sites which do comparisons along those lines, do send me a PM - thanks!

Edit - sutherlandtables website (hope that's not breaking any rules - if so please delete) seems to have all the info. - at a price!

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Hi and welcome to CAG Lone rider.

 

No sorry, I don't, unfortunately. All I can suggest is phoning around the oil delivery companies in your area, although you'll already know that. As the world barrel price has dropped, it might be worth asking them what the price is likely to be in the next week or 2, ie is it worth buying only a half tank.

 

One tip I can give is to try and tie up with near neighbours and tally up the amount of oil you would all need and then to use that as a bargaining tool with all the suppliers in your area.

 

That way, you would have an order for 5/6/7 full tanks of oil and they are more likely to reduce the price slightly due to economies of scale in the delivery, which could all be done at the same time. You would be creating competition between the suppliers.

 

Once you buy it could you please post the prices.

 

Thanks, Kenny

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Hi Kenny, got the CH Oil from CPL at 53.7p/litre but usually when bill comes in if you pay prompt there is a discount. Didn't have time to phone round but they where rationing at the time as the Tanker that was supposed to come into Inverness Harbour was unable to because of the tides for over a week and BP was rationing out to all other companies until the next tie up.:rolleyes: Cheers Martin

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Thanks for posting Martin.

 

Ah, the impact of weather and the tides. 5/6 weeks ago there was no oil here due to the bad weather, unable to dock. Makes you inventive!!

 

We have a Stanley range, so no cooking when no oil. Ended up cooking in one pot on top of the Morso stove we have- good fun, but don't want to do it all the time!

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Tanker that was supposed to come into Inverness Harbour was unable to because of the tides for over a week

 

Do you know its actually cheaper per mile to deliver by sea than road tanker. Due to bulk and their transport costs.

 

Costs in our areas should reflect that!!

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Hi, I've just joined your forum as I came across the website whilst trying to find 'cheap' price for 1000 litres of oil.

 

I found, as Kenny suggested, ringing every company in my area to find the best price was my only option at getting a 'good' deal.

 

I live on the Suffolk/Cambridge boarder and have just ordered oil at 49.05 per ltr, . I had to haggle a bit to get this so don't be afraid to 'play' one company off the other!

 

I can remember purchasing oil when I bought my first house 15 years ago AT 17P per litre and I thought that was expensive!

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I'm living near Forres (Northern Scotland) and the time has come for me to order some oil.After phoning around,I managed to find out the following prices:

Brogan Fuels 54ppl

Gleaner Oil & Gas 51ppl

CPL 52.9ppl

 

Overall I need 900 litres (the minimum amount).Time to think about a wood burner I guess!

 

I've talked to a few people up here who got together and formed a buying group to get a discount.After negotiation ,the group was able to get a discount of 0.5ppl! Hardly worth bothering with:(

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Overall I need 900 litres (the minimum amount).Time to think about a wood burner I guess!

 

I've talked to a few people up here who got together and formed a buying group to get a discount.After negotiation ,the group was able to get a discount of 0.5ppl! Hardly worth bothering with:(

 

The discount is really disappointing. They currently have us over a barrel.

Sorry, just a bit of humour, given our situation.

 

The Western Isles MP has written to the OFT. I will see what I can find out.

 

Regards, Kenny

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BBC News Player - Oil thefts hit rural areas

BBC News Player - Oil thefts on the rise

BBC News Player - Tankers used in oil theft

 

Oil thefts on the rise- BBC audio link (sorry can't find a text link yet).

 

The problem of theft may will increase. Check your insurance policy, excess and conditions.

 

"A rise in oil prices has lead to an increase in domestic oil thefts, prompting residents to take preventative measures

10 Apr 2008"

 

Check the tank and oil level regularly, secure the tank lid with chain and padlock, use security lighting.

 

Kenny

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  • 1 month later...

16/05/08

 

We paid 61.4p per litre + VAT

 

West Devon

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Please don't rush, take time to read these:-

 

 

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This is always worth referring to

 

 

 

 

 

Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 4 weeks later...

hi just been looking at prices for oil and found this forum! i last filled my tank up 1200 litres last year just before christmas at a cost of around £500. just had a few online quotes cheapest at Today's price is 61.99 pence per litre.

Total price is £743.88 + VAT

anyone else in the suffolk area found it any cheaper or know where i can find info on group buys.

don't know how im going to afford to live at this rate.

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I'm in Cheshire - paid 55.5p last week but I was told it's on the up again. I paid approx. half that only 3 years ago. Guess it's one of the ?perks of living with the cows! I do feel penalised though as I have no fuel option other than electricity - which is looking more economical by the day!

It would be great if there was a comparison site for oil like there is for local petrol (petrolprices.com). Only tip I can offer - I maintain accounts at various suppliers & then just make a few calls before I order.

Any knowledge I possess or advice I proffer is based solely on my experiences in the University of Life. Please make your own assessment of legality, risks & costs before taking any action.

 

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Has anyone tried a seach for 'boilerjuice' ?

 

It might just be a local thing. It finds out how many people within your postcode are prepered to order that week and hunts around for the best price. The price says fixed for every one else, even if you choose not to order at that time.

Edited by Mr lex

Please help us to help you. Download the CAG tool bar for free

HERE and use the search option for all your searches. CAG earns a few pennies every time !!!

 

Please don't rush, take time to read these:-

 

 

&

 

 

This is always worth referring to

 

 

 

 

 

Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 3 months later...
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  • 1 month later...

Just found this thread as I am moving to an area without gas for the first time. Was horrified to see how much oil costs. I did google 'boilerjuice' and they seem to do a lot of the work for you in finding the cheapest quote in your area.

Can anyone explain to me though why it is that when the price of oil drops it doesn't seem to be passed on to the consumer?

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  • 1 month later...

This is the first time I find a useful website for oil price comparison, so thanks for this! I did a price check in boilerjuice and, although I think the service they provide is very good, when I checked against my oil provider (Total Butler - Hampshire) the price per litre was 40.62 against the website at 42.00. The reason it is cheaper might be because I have a direct debit and pay a fixed monthly amount. Worth checking anyway.

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  • 1 month later...

I just tried BoilerJuice thinking it would save a lot of time and calls, but their price range today for 1000L (in Worcestershire) is £39.75 > £49.99, whilst my supplier is now quoting £32.95 (they were nearly 10p/L cheaper than anyone else last time around). I checked whether my supplier knew of them. Their reply was, "yes and we're registered with them, but they will always be more expensive, because they add a charge to ours!" If that's the way it works, it's not quite the same operation as the more widely advertised comparison sites for other services.

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I was concerned about your quote and checked. BoilerJuice do not add a charge. The suppliers enter their oil price directly into the BoilerJuice site and if it is more expensive it is because the suppliers are not putting their cheapest price in. They then quote a cheaper price direct. That's fine if there aren't many suppliers in their area but if there are they could lose more business than they gain as BoilerJuice customers will automatically be sent to the cheapest supplier.

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