hi,
i bought a car (03 plate)on HP aggrement last january. After one day of receiving it, i heard a noise coming from its front. i informed the dealer immediately because the car has 12 month warrenty.
through these 6 month, the problem of the car is getting worse.and the dealer didn't take a single action to solve this problem. on the other hand, the finance company is asking me for the monthely instalment aggreed although they took my previous car as a deposite. my problem now is that i would like to terminate this aggreement becasue i paid a lot to vauxhal to get a report for the car and i don't need this faulty car anymore.
i stopped paying them until they fix the car and it seems they won't. this affected my credit score badly.
so pleeeease help me in sorting this matter.

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