Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I'm just about to start a smal claim against BC. The account is now closed and is now in the hands of a firm called HLCF Ltd. I am paying the debt off monthly. Can anyone tell me how to calculate Contractural interest.
OK I've worked out that B'card owe me £300 in charges and £310 in interest going back to 2001. In the prelim letter how do I word the interest bit I'm claiming as it's not overdraft interest. Also to I send the prelim to Barclays H/O or is there a different address for Barclaycard.
Hi - the address I used for Barclaycard was:
Barclaycard
Norwich Way
Kirkby
Liverpool
L32 8UY
I sent off a CCA to this address for two Barclaycard accounts, they received it ok , but didn't reply and are now in default, having committed a summary criminal offence
jaxads
Halifax - £2281, successfully refunded all charges after LBA letter & telephone call.
Have been offered the difference between the £20 and £12 charges from Capital One -- am sending LBA for remainder.
GE Money - Received settlement of £441, being total charges requested. No interest though.
CCA'd Bank of Scotland / Blair Oliver Scott to produce CCA Agreements on two Credit Cards - well in default, although still chasing payment!!!
EOS Solutions "ceased action on account" on behalf of a friend.
All in all, quite busy at the moment and enjoying every minute of it
Rocker vs Barclaycard
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, but didn't reply and are now in default, having committed a summary criminal offence 
