Thread: ERC's for BM & Kensington

I was charged £7,606.45 in January 2005 for an Early Redemption Fee by Kensington when i moved my mortgage to Birmingham Midshires and £10,033.70 in May 2007 for the same when i moved to CAG. Is there any possibilty of getting any of this money back and if so, what would be my first step. Would change my life if i could get even half of it back. Didn't know if anything had changed since i was last on the site.
Pauline

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If they are fast track claims then I wouldn't bother. Its likely to end up costing you dearly and your chances of recovery are slim.

Sorry but i dont understand what you mean by fast track.

Fast track is for claims between 5k & 15K. In the event that you lose you end up paying the defendant's legal costs which can be pretty steep.

Thanks for the advice. Could you pls tell me if i decided to go ahead and start a claim, where would be the best place to start. Is there a template set up anywhere for a Preliminary letter or do you know of anyone who may be able to help me write one. I would like to give this a go, even if i dont get as far as the court stage.
Thank you

The templates have been removed as it is too risky.

Ahhh ok thanks. I dont know if you are allowed to do this but can you recomend a 'letter' from anyone else's site that i could use. I have seen a few but am unsure what would be best.

What if i decided to claim only under £5000 ?