Thread: London Scottish

Hi i am new to all of this,i have had an account with loan company called london scottish ,who have charged me loads over the past 7 years.has anyone had ay dealigs with these? please help.hope this is yhe right forum.
i am soon to send letters for charges to;
capital 1
barclay card

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Hi

Welcome to the forum. I've not come across London Scottish but one of the other members may be able to help. We also have a search facility that allows you to search this forum or the whole site (this is available from the main index page).

Please do have a read through the FAQ section and the other forum materials. There's a lot of information here and it will take a while to become familiar with it. Please post any questions you have here. If you decide that you want to deal with Barclaryard charges, please post a thread in the Barclays topic.

Hi i have lookd i the search forum for london scottish but cannot find anything can anyone help???

London scottish called today telling me they have recieved my dpa letter and they were now going to send me all charges and transactions in the past six years.
I did not even send them the £10 charge.

I have today sent off my preliminary letter to ask them very kindly if they would refund all the money they have unlawfully charged to my account 280 pounds

I will keep this post updated as to my progress.

wish me luck!

hi David
i did have a call 4 cash account to start off with,then it changed to london scottish.
I have also kindly asked them to remove th default they put o me credit file.

london scottish have contacted me saying,they acknowlegde the complaint and they will contact me no later than 2 weeks.
i have also asked them to remove the defaualt i have now.
i had the th letter from a getleman named karl white.

Hi - I have just received a reply from London Scottish following my prelim and lba letters for £568.00 ish (can't remember exact figure - I'm at work) - received a final reply late last week stating t&c you agreed to and basically bog off letter. These charges are for returned direct debits etc from a second charge I had in 2002.

Will start my own thread on this - but will be filling in N1 for this amount next week (near to pay day!).

Will follow your thread with interest as hopefully it should/will mirror my own.

Jacqueline

i have not recieved anything from london scottish yet, after sending my prelin letter ,i have now snt a lba on the 18/08/06- lets see what rsponse i get.

today i have recieved a letter from london scottish stating that i agreed to ts and cs, and that they will not refund any money nor will they remove the default.
therefore i shall now file a claim near to pay day (end of month).
will keep posted.

Good luck

i am now in a postion to start my claim,however i came across a thread toaday saying that i cannot pursue my claim if i have not sent a list of charges to the bank .which i have not done (now kicking myself).
any help on how i can rectify this,is it as easy as just sending a copy to london scottish,waitin a few days till they recieve it then starting my claim.
help please

hi jackie,
i have had areply from them stating i agreed to the terms and conditions and basically bogoff.
so i think i will send a list of charges and wait a few days just to be on the safe side,then start my claim.

thanks jackie
can you tell me what is the difference between a N1 county court claim form and doing the money claim form.

thanks for jackie.
i'll send off a n1 form think that that will suit me better.