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I have just recieved a letter and first offer from the Halifax offering £2014.00 in full settlement of my claim of £4500.00 in bank charges.
Could anyone tell me what I do from here as I have used all the bank Templates 1-6. do I contact them by phone declining this offer or do I go to the county court?
I would like some help and advise with this because if I dont contact them in the next 10 days they will automatically transfer this offer into my account as the Full and final settlement.
You can find a reject offer letter here some place, have you filed a claim with a court? it is roughly 10% less and given you would have to file a claim and pay the costs upfront and wait months but, it's your call!
Mortgage Late Fees Claim Kensington 09
RBS S.A.R - Full settlement of £1,500 19/01/07. BOS-14K Sold to DCA- No CCA so no pay.
Loyds-TSB Pre-Lim Ltd Co business account. AMEX sold to CapQuest-then sold back to Amex.
Latest:Fought SD for 36K wonwith costs..
Mortgae Charges Claims
GE Money charges: Suspended Hearing March 2010
Kensington: Claim Issued March 2011
GE Money Home Lending: Defending Repo April 2011
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Any help or advice is offered as just that, help and advice without any liability. If in doubt consult a legal expert or CAB.
I wouldn't dream of adding anything to SSL's reply - other than to say, that there have been folks who have accepted the first offer as PARTIAL REPAYMENT on the understanding that they are STILL going to Court.
Apparently that shows them that you really mean business!
Dummie's Guide to CAG: http://www.consumeractiongroup.co.uk...i-dummies.html Me v BofS: Charges: £13,048.10#2a/c Statements from 08/01/01 received. Charges:£5,156.39Information Commissioner's Office informed June 12th who wrote to BoS, June 22nd for non-compliance. #1a/c: passed to BoS Senior Review Team. Discovered 2 further a/cs, and 3 Loan accounts. "Goodwill offer" of £7,424.2306/07/07. Accepted (partial repayment). 20/07/07 Top-up payments of £2,558.10 & £1,154.00
£11,136.33 paid back thus far.
New claim issued: 9/07/2007 for 3rd account: £500+ PRESSING ON! Don't forget - when you win - a donation to CAG would be welcome! If anything I've said has remotely been of any assistance, then please tip my scales!
Help!!!!!!
offering £2014.00 in full settlement of my claim of £4500.00 in bank charges.
settlement.
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