Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
£50 (now £100) in charges for going over by One Penny! (mrs) Crusher V A&L
Had a letter on Saturday, "this is a serious matter.... blah blah, pay in money blah blah..." yes, I had got myself £50 worth of charges! I had gone over my OD limit by ONE PENNY!
Phoned today, they refunded it funnily enough.
Anyway folks, will be joining you guys in here soon with a claim for Mrs Crusher.
GE capital (5 accounts) WON link HERE
Lloyds bank account WON second claim starting! link HERE
Budget insurance cough up WON linkHERE
Principles WON link HERE
A&L (Mrs Crusher's account) claim link HERE
Barclays claim link HERE
Had a letter on Saturday, "this is a serious matter.... blah blah, pay in money blah blah..." yes, I had got myself £50 worth of charges! I had gone over my OD limit by ONE PENNY!
Phoned today, they refunded it funnily enough.
Anyway folks, will be joining you guys in here soon with a claim for Mrs Crusher.
Shame they refunded it in a way ... what good evidence that would have been to use against them.
GE capital (5 accounts) WON link HERE
Lloyds bank account WON second claim starting! link HERE
Budget insurance cough up WON linkHERE
Principles WON link HERE
A&L (Mrs Crusher's account) claim link HERE
Barclays claim link HERE
GE capital (5 accounts) WON link HERE
Lloyds bank account WON second claim starting! link HERE
Budget insurance cough up WON linkHERE
Principles WON link HERE
A&L (Mrs Crusher's account) claim link HERE
Barclays claim link HERE
If you need back up they can also be skulled, spiced, booked and bogged...oh, and rolled as well...
Alecto, Magaera et Tisiphone: Nemesis on Earth is come.
All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
If you need back up they can also be skulled, spiced, booked and bogged...oh, and rolled as well...
LOL...
they have annoyed me somewhat... I can't say what I want to say, else i would have to edit myself... that would not be right.
I will post later what the figures are, it's going to be a few hundred quid I think.
GE capital (5 accounts) WON link HERE
Lloyds bank account WON second claim starting! link HERE
Budget insurance cough up WON linkHERE
Principles WON link HERE
A&L (Mrs Crusher's account) claim link HERE
Barclays claim link HERE
GE capital (5 accounts) WON link HERE
Lloyds bank account WON second claim starting! link HERE
Budget insurance cough up WON linkHERE
Principles WON link HERE
A&L (Mrs Crusher's account) claim link HERE
Barclays claim link HERE
Re: £50 in charges for going over by One Penny! (mrs) Crusher V A&L
They done this to me, I was over by 7p or something, I was unemplyed at the time, I clocked up over £200 in fees and they did nothing to help me, If they had of refunded a fee at the start I wouldn't of gotten into a mess but they wouldn't so I had no choice but to get a default and close the account, and the sickening tramps them said to me "Ah we will refund you a £25 fee" I said if you had of done that at the start I wouldnt of got into a mess"
Re: £50 in charges for going over by One Penny! (mrs) Crusher V A&L
OK.
Its £175, with £50 pending, so £225 in total.
Letter done.
I put my schedule of charges into the text of the letter, something I regularly do now. They can't make out that they have lost it, if they have the letter, they have the list of charges.
Sit back and wait for account closure now I suppose.
GE capital (5 accounts) WON link HERE
Lloyds bank account WON second claim starting! link HERE
Budget insurance cough up WON linkHERE
Principles WON link HERE
A&L (Mrs Crusher's account) claim link HERE
Barclays claim link HERE
GE capital (5 accounts) WON link HERE
Lloyds bank account WON second claim starting! link HERE
Budget insurance cough up WON linkHERE
Principles WON link HERE
A&L (Mrs Crusher's account) claim link HERE
Barclays claim link HERE
Re: £50 in charges for going over by One Penny! (mrs) Crusher V A&L
standard "bog off" letter arrived for mrs Crusher's account. lba sent off.
Oh, got another £50 put on my account, generated by my account being over due to the charges made because of the 1p.... its easy to see how these charges snowball. I rang up, and after a grilling for the poor member of staff the charges were refunded. So... £100 worth of charges because of 1p. Thats what I call value for money!
GE capital (5 accounts) WON link HERE
Lloyds bank account WON second claim starting! link HERE
Budget insurance cough up WON linkHERE
Principles WON link HERE
A&L (Mrs Crusher's account) claim link HERE
Barclays claim link HERE
Re: £50 (now £100) in charges for going over by One Penny! (mrs) Crusher V A&L
OK, we are just adding any charges that have been added during the stay. For instance, we paid in money on saturday, as it was cash it was showing right away on the account (confirmed by a balance print out) they tell us today that there wasnt enough money in the account. Rubbish, there was loads in the account, they are just trying it on as usual.
Re: £50 (now £100) in charges for going over by One Penny! (mrs) Crusher V A&L
Hi HSBCrusher
ive got lots of alliance and leicester charges in the past year, about 250 would just cover my overdraft lol plus now checked online statements and they intend to charge me the 5.00 a day for being over the overdraft limit and thus 100.00 will be taken on the 18 may 2008, thus my question
can i ask for these too plus the 25.00 and 34.00 charges for failed and review account payments.
Should i put my claim in including the 100.00 charges being applied next week or wait until the charges been applied and then apply?
im fed up with this account want it sorted and closed as fast as possible.
Your help appreciated ciao for now MAZ
GE capital (5 accounts) WON link HERE
Lloyds bank account WON second claim starting! link HERE
Budget insurance cough up WON linkHERE
Principles WON link HERE
A&L (Mrs Crusher's account) claim link HERE
Barclays claim link HERE
£50 (now £100) in charges for going over by One Penny! (mrs) Crusher V A&L
Reply With Quote
Originally Posted by HSBCrusher
. 
jansus
