Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 7th June 2006 21:58 #1
    RichardN RichardN is offline
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    Default Richard v Robbing Bank of Scotland!

    Out of my three claims that I am putting in at three different banks, RBSicon is the one that has me most wound up.

    Thank god for this site, as it has reaffirmed my faith in humanity! Now to tackle my RBS claim!

    At an exact figure of £900 over 5 years, I was horrified to see DDs being attempted twice in one day, and the snowballing effect that occured as a direct result of being charged for initially bouncing a DD for £7.99!

    Fortunately, I have ALL my statements, so prelim letter primed and ready to be sent tomorrow morning. From what I have read so far on the site, especially re: RBS, I expect a fight with this one.........

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  2. 7th June 2006 22:03 #2
    barracad barracad is offline
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    Default Re: Richard v Robbing Bank of Scotland!

    Good luck!

    Keep us posted.

    Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.


    "Some people say The Stig chews on spark plugs and drifts while walking. Some say he is terrified of ducks, and that there is an airport in Russia named after him. All we know is that he is really barracad from The Consumer Action Group" - Jeremy Clarkson (allegedly)



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  3. 16th June 2006 11:00 #3
    RichardN RichardN is offline
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    Default Re: Richard v Robbing Bank of Scotland!

    So I sent off the prelim letter, and got the most unexpected response today........

    They've sent me my statements free of charge. I didn't ask for my statements, as I already have them all, and therefore wouldn't have been able to calculate the amount owed if I didn't have them. Unless of course, this is simply the standard response.........

    Do I simply follow up with the action letter as normal?

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  4. 16th June 2006 13:37 #4
    LondonPam LondonPam is offline
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    Default Re: Richard v Robbing Bank of Scotland!

    As they haven't responded to your original prelim letter I would go ahead and send the lbaicon.

    Pam.

    If anything I've said helps you then please feel free to tip my scales!
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  5. 17th June 2006 22:09 #5
    woolfie woolfie is offline
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    Default Re: Richard v Robbing Bank of Scotland!

    Stick to your timetable and give them the 14 days. Once the 14 days are up then it lbaicon time!!!


    Cheers


    Woolfie

    If you are happy with the advice i have given please click the scales of justice above and give me a vote!! Thanks.

    Advice & opinions given by Woolfie are my own, and are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.




    Barclaycard 1- £520 claimed – settled
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE