Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I am claiming for charges made to a Business Account and as it is a limited company I understand from the FAQ's that the claim must be made by the company itself.
Who do I write to in this instance - my Business Manager is an obvious source, however he is not someone I really want to get involved in this situation as I realise he has no control of things like charges.
I only want to claim the actual charges and not the interest on unauthorised borrowing, so do I just include a Breakdown of these on a spreadsheet when sending my letter?
Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.
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Can someone explain the different law that applies to Business Accounts - I seen it mentioned in another post but no explanation of how this will affect me.
I am quite happy to pay the normal charges that apply to a business account but not the extortionate charges for unpaid direct debits etc. As a small business it is too much money to lose.
I have my letter prepared and ready to go - will keep thread updated with progress.
RBS Business Account
on unauthorised borrowing, so do I just include a Breakdown
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