Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
How about a sticky thread advising people to change their telephone number if they are continually harassed? Telephone harassment is the nastiest from of DCA harassment in my opinion. I'm surprised by the number of people that don't seem to do this. I know there may be some that have particular reasons for keeping their number, but not the majority I am sure. Maybe they need the idea explicitly pointed out to them and a bit of encouragement. As long as one immediately goes ex-directory with their new number and makes sure that they dial 141 if they ever 'really' do need to ring a DCA then it is a great solution! I think the 141 method applies to all landlines and not just BT ones. I'm sure someone will correct me if i'm wrong. I know there is a telephone harassment letter, but if one is dealing with a lot of DCA's i'm sure a number change is best.
Certainly an idea, but once a DCA has your number they will continue to use it, even if you supply a different one.
The only sure fire method of stopping them calling is a number change and ex-directory.
If a DCA is harressing you by phone the chances that they actually listen to anything you have to say is very slim indeed.
So y standard advice applies, NEVER call a DCA.
I have had serious problems with RMA/NCO and upto 5 calls a day.
Since I cahnged my number they haven't asked for another one, just sent a whole bunch of pseudo threating letters.
Some DCA's never learn, even a bit of Non-Volotile Memory Adjustment would be wasted on them
How about a sticky thread advising people to change their telephone number if they are continually harassed? .
Hi there renegotiation
I have had 11 DCAs chasing me and I have never changed my phone number or barred any of their numbers from calling. My personal view is I don't see why I should pay BT for their call barring service just because of these low lifes chasing me.
I do have an answerphone now and most of them will not leave a message on it, but if I do pick it up and it is a DCA I always respond with either "I am sorry she is out" (when they ask for me by name) or "I do not discuss financial matters on the phone, only in writing" and then replace the receiver. Yes they will keep on phoning but you just keep on repeating these two phrases - eventually they will be forced to write to you because they are not getting anywhere.
The answerphone is a godsend though, because in the evenings I just let that kick in the whole time and phone back anyone I want to speak to. There are some cheap ones on the market now, which WILL work out a lot cheaper to buy in the long run, and a lot less hassle, rather than paying BT's call barring fees and then having to physically bar numbers.
This idea may not suit everyone, but I've found it works for me.
A little tip for everyone : you can often tell its a DCA calling because when you pick up the phone there is always a "pause" before someone speaks to you, and during that pause you can often hear background talking and computer keys clicking...so time to be on your guard with your prepared responses folks!!!
I have witheld caller barring on my phone and caller display and its the best thing I ever did its worth the money. Just think how many times they ring my number and their computer tells them the victim has answered they go immeadiatly into threat mode only to here the very polite lady from BT say '' Im sorry this line does not accept witheld numbers'' This must drive the monkeys mad in Threat Central