Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
A friend of mine has just contacted the FSO after only receiving a stalling letter from the RBS.
The figures we calculated to be £3652.87 + £239.47 in interest on charges. Including addional interest brings it to £5234.61
The day after sending the form to the FSO however (so way to early for that to have had an effect) the RBS has offered her £2868
As no-one yet seems to have any experience of using the FSO is it worth taking the guaranteed money or holding out in the hope that the FSO will secure the full amount including interest?