Thread: Advice wanted from previous Barclaycard litigants...

Hi there.

I am chasing charges from Barclaycard totalling around £1200.

I received an offer a while back of around £500 which I rejected but, in an effort to settle this without proceedings, I offered a without prejudice figure of around £900 to settle as a 'goodwill gesture'

This has today been refused and they are sticking to their guns. It now looks like it'll be the court route. I am currently going down this route with Halifax and Capital One and will need to wait for settlement on one of these before I take on Barclaycard.

What worries me however is that it's my impression that Barclaycard tend to dig their heels in much more than other banks. Is this impression correct? Do they issue defences and let if go to the court date and actually turn up to defend? Is it quite likely I'll need to go to court to argue my case? Has anyone recently received full settlement from Barclaycard having gone through this process?

Any confidence building advice would be appreciated.

Steven.

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Anyone please?

Hi,

Yup Barclays/Barclaycard ARE a nightmare and do go to the wire, defences etc included.

BUT they almost always settle 2-4 weeks before the court date that you will receive. The chances of having to go to court are very small but you have to prepared for that as it is a possibility , albeit a small one.

Usually they offer about 50% at the lba stage. Don't worry, stick to your guns and chase the whole amount. Everyone else on here will support you step by step so try not to worry too much . I'm currently at the court stage and just received acknowlegement and expecting their defence in the next 12 days or so.

Good luck