Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
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  1. #1
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    Angry evelynking V Natwest WON but not a penny!! HELP

    Please can someone help? I have just recieved offer from Natwesticon, in full, but they have said they will be giving it to solicitor to come off the charge they have on my property, i will incur charges from the solicitor to adjust the balance, which will also come out of MY win, apparently they are allowed to decide where this money goes? (according to them) but it was my money originally that they took from me that got me into this mess in the first place!! is there any way out of this???

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  2. #2
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    Default Re: evelynking V Natwest WON but not a penny!! HELP

    clearly a slightly tricky one

    usually the money is yours and they cannot dictate how it is returned to you, although they often try

    but I don't know about the charge thing, they may have a legal right to claim money from you

    not sure, someone more clued up on this one will have to help you

    good luck

    NatWest
    sar 310107|Prelim 120407|LBA 260407|N1 310507 | Served 130607
    | Ack 270607 | Def 130707 | AQ/Strike out/Draft directions 270707 | | Court Date 080807 | Stayed
    Barclays
    sar 310207|Prelim 120407| LBA 270407|N1 310507 | Served 130607 | Ack 210607 | Def 100707 | AQ/Strike out/Draft directions 230707 | Court Date 080807 | Stayed
    Smile/Co-op
    Prelim 010607 | LBA 230607 | N1 090707 | Served 180707 | Ack 260607 | Co-op SETTLED 150807
    MBNA
    sar 040607
    Citi
    sar 040607
    Egg
    sar 040607 | Prelim 010807|LBA 160807
    Halifax
    sar 130607

  3. #3
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    Default Re: evelynking V Natwest WON but not a penny!! HELP

    If the money that you have got back from NW reduces the charge over your property, is that not a good thing?

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  4. #4
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    Default Re: evelynking V Natwest WON but not a penny!! HELP

    yes it is a good thing, but i was hoping to pay off other more important things, i know i havent really lost but somehow feel cheated


  5. #5
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    Default Re: evelynking V Natwest WON but not a penny!! HELP

    Understood-it would be nice to get the cash back in a cheque so you can actually see it andn feel that it is a proper victory.

    Maybe give them a call to see if you can come to an agreement with them as to how the money is paid back.

    Or you could phone your local Citiznes Advice Bureau to see what they think.

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  6. #6
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    Default Re: evelynking V Natwest WON but not a penny!! HELP

    that sounds like a good idea, i will give them a call, thanx


  7. #7
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    Default Re: evelynking V Natwest WON but not a penny!! HELP

    anyone know whether i can claim from credit cards?


  8. #8
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    Default Re: evelynking V Natwest WON but not a penny!! HELP

    You can claim from a credit card in excatly the same way as you did from your bank.

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  9. #9
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    Default Re: evelynking V Natwest WON but not a penny!! HELP

    Yippee!! think i might just do that, thanx PPman



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