Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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Thread: joint Account

  1. #1
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    santamonica Novitiate

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    Default joint Account

    After sending everything to the FSO I've recived a letter from RBSicon saying as a gesture of goodwillicon they will refund the charges. They have said they will pay them back into the account which was a joint account when the charges were made, but isn't anymore. I took my name off of it and it is now only in my husbands name.
    Can I insist they pay by cheque or into my bank account at the A&L?

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  2. #2
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    PPMAN159 Novitiate

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    Default Re: joint Account

    I would think that as you have an open aco**** with RBSicon then they will insist on paying the funds direct to there.

    No harm in asking for a cheque but I doubt if they will play ball.

    PPMAN159

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  3. #3
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    santamonica Novitiate

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    Default Re: joint Account

    I no longer have access to the account and am currently separated from my husband. But seen as I made the claim can they insist on paying it all to him?




  4. #4
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    crystal palace Novitiate

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    Default Re: joint Account

    Hi Santamonica
    We have more or less the same request we would like a cheque from RBSicon as our account is being dealt with Allied International and the refund can be put to better use than paying them back as the monthly payment to them is only £30.If you get any advise it would also help me
    regards
    Crystal Palace


  5. #5
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    Default Re: joint Account

    The bad news is that as you were claiming from a joint account to which you both had access then technically you owe your ex half the claim.

    Personally I'd write a letter explaining the situation to the bank and hope it ends up on the desk of someone with either a heart or a modicum of common-sense.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE