Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
im preparing my court bundle (many thanks to mimijane), and i ve looked at all the t&c found on this thread and what i can find on a google search- from what i can see i dont think any of these are applicable. ie the ones ive seen dont say that "if you go overdrawn, or we have to pay a failed debit you will incur a charge" etc etc.some of them are definitely just genaral t&c and dont really include current account terms.
is this not the type of thing a judge will be looking for? i can find a list of 'charges' but no accompanying terms and conditions ?