Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
My friend has just told me about finance and PPI on a car she has with DAF.
She said that they have contacted her saying that there is a limited time offer that she can take to settle the whole of the PPI side of the finance left which is £1975 by paying £500.
They have already contacted her in the past to say she can settle the amount she owes for the car by paying £4000 which she did. They then said later that she would still have to carry on paying the PPI at £75 a week which she has been doing for the last two years. They never told her it was cancellable for up to 14 days after purchase, and when she bought the car, she was told that the only way she would get it was if she took the PPI too.
What does anyone recommend that she does now? Is the company going bust or what because it seems like they're trying to get all the money they can before some kind of takeover.
I suggested that she requests a CCA but I'm unsure of these car and finance places as I've oly dealt with banks and credit cards before now.
Abbey - *SETTLED IN FULL!*
-£445 refunded after one phonecall HERE
Lloyds - Reclaiming Charges ***WON!***
-09/05/07 - Prelim delivered
-22/05/07 - LBA sent - no response
-11/07/07 - Filed at court
- 26/07/07 - Full settlement offer!!!! Donation made HERE
Next - Trying to Sue us with no agreement!
-29/06/07 - Defence filed
-16/08/07 - AQ filed
-19/09/07 - Claim struck out!! HERE and continued HERE
Abbey - *SETTLED IN FULL!*
-£445 refunded after one phonecall HERE
Lloyds - Reclaiming Charges ***WON!***
-09/05/07 - Prelim delivered
-22/05/07 - LBA sent - no response
-11/07/07 - Filed at court
- 26/07/07 - Full settlement offer!!!! Donation made HERE
Next - Trying to Sue us with no agreement!
-29/06/07 - Defence filed
-16/08/07 - AQ filed
-19/09/07 - Claim struck out!! HERE and continued HERE
Hi. Ive been to the site suggested in post 2 but there doesn't seem to be many people on the forum and it's taking quite a while to get replies.
Should I just draft up a CCAR for her to send? Is there a template?
Abbey - *SETTLED IN FULL!*
-£445 refunded after one phonecall HERE
Lloyds - Reclaiming Charges ***WON!***
-09/05/07 - Prelim delivered
-22/05/07 - LBA sent - no response
-11/07/07 - Filed at court
- 26/07/07 - Full settlement offer!!!! Donation made HERE
Next - Trying to Sue us with no agreement!
-29/06/07 - Defence filed
-16/08/07 - AQ filed
-19/09/07 - Claim struck out!! HERE and continued HERE
Help with Direct Auto Finance Please!
on a car she has with DAF.
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Re: Help with Direct Auto Finance Please!
