Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi, Im approaching the forty days I gave Alliance and Leicester to forward my details. They asked for 10.00 pounds for the info and I sent it but the info has not been forthcoming even though they have cashed the cheque. I take it that they reject the call for them to reduce charges to 12.00 pounds an item as they are still using every opportunity to rack up every penny they can. I was 2.00 short of a direct debit amount and they sent it back charged me 34.00 and then 25.00 for the 1st day overdrawn, it took me more than 2 days to realize this and so they charged me another 25.00. So thats 84.00 for a 17.00 direct debit. Bit heavy dont you think? Any one know how long they usually take to send info? Is there a calculator for working out interest? I didnt realize the scale of this thing till I found this site. good luck to everyone
A&L seem to react differently to everybody - my statements took the full 40 days but on all other letters they have answered promptly. Other people have had no replies.
Firstly go and read Frequently asked questions and step by step instructions - and glance at all the letters in the library. Keep reading this thread and other bank forums as well. I would advise to do all this now so you are prepared.
Regarding this : "So thats 84.00 for a 17.00 direct debit. Bit heavy dont you think? "...................Bloom in ripoff :o
Finally regarding " the scale of this"...................i f I can do it so can you (I ASSURE YOU), I have followed the step by step method on this website and recieved a ton of help, you will too.