I have been refunded by Barclayscard approximately £82 out of total charges of £527.68 which comprises of £380 in charges and £147.68 in interest
charges.
Now if I were to issue county courtclaim how do I workout how much to claim.
Shall I simply enter the total amount of charges (£527.68) less the refund (£82) and enter the original interest amount of £147.68?
Or do I workout the percentage of charges relative to the total amount as well as total interest and produce a ratio to reduce both charges by. So for example this will reduce the total amount to £305.51 and total interest to £138.17
Please help if you have any experiencing with these nightmare calculations.
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