Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Short and Sweet, but I thought you should hear my story as its quite different to other peoples.
I obtained my 6 years of statements and totalled up the charges to £440.00. It took me about 6 months after that to start the ball rolling by writing the first letter asking for the charges back.
Unfortunately after about a week of writing I totally lost track of dates due to some personal issues in my life. When I finally got back on track to thinking about bank charges again, I realised that over 3 weeks had passed and I had messed up good and proper! :o I decided to give up for now as I hadn't kept to my guidelines and new they wouldnt take me serious.
2 days later (approx 3.5 weeks from first letter) I recieved a letter offering a 75% settlement of £330.00.
Many people will think I was wrong, but I hapily accepted the money. If it was £4000.00 I was claiming and they offered £3000 it would have been different, but for the sake of £110.00, I was over the moon to accept!
To summarise - £330 for writing 1 letter? Damn staight! I really couldnt care less about an extra £110 - £200 extra for the risk of going to court and not even getting it back.
Anyone in doubts about doing this thing, go for it!
I offer help and advice in good faith, based on my knowledge and experience. I am NOT a legal or financial expert. There are many CAG members and site team who are better qualified. Please do not make major decisions based on my advice alone.I do not give advice via P.M's. If anyone can correct my mistakes or improve on my advice, please do.
Grimlock Vs Barclays *SETTLED*
of statements and totalled up the charges to £440.00. It took me about 6 months after that to start the ball rolling by writing the first letter asking for the charges back.
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Re: Grimlock Vs Barclays *SETTLED*
