Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Well I have just phoned the 0845 number and requested my bank statements detailing charges for the past 6 years and paid the £5 for it. Was a bit of a struggle though because of all the charges the thieving gits are taking there is no money in my accounts for them to take to pay themselves!!
It's a daunting thought to be taking on such a large organisation but I've had enough of it. My situation is that having split up from my partner I am on my 3rd address in 12 months and other than the organisations that give people with poor credit history loans and charge extortionate amounts of interest, no High Street Bank will help me to consolidate and I'm now having problems. I could have dealt with things by tightening my belt for a bit, but the bank has taken a wee fortune leaving me high and dry!!
It's great to have a site like this to hear what other people are doing and to get advice.
Welcome to the forum. Hopefully you now realise that you are not alone. If you haven't already done so, please read throuigh the FAQ section and templates and post back here with any questions.
Also don't forget to look at any other accounts (bank, credit card, loans, mortgages) to see if you been subject to penalty charges there as well.