Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Story so far is that I have been made an offer by the card centre which basically is the difference of the original charge nad the new £12 rip off that they are now applying
I have told them that I will be taking them to court and they said that the final offer on the letter they sent me stands and that they wont deviate.
What I need advice on is can I claim for 3 diffrent credit cards on the one summons or will it have to be individual accounts for the courts all previous correspondance has had the 3 cards delt with at the same time.
And on the Summons form 1 sect 4' what is the act that I should refer to in claiming this back
thanks for your help also this claim will be with Scottish Sherrif Court