Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Postcon v Barclaycard Need Advice PLS!

    I sent off the S.A.R - (Subject access requesticon) 10 days ago and received the Barclaycard statements going back until 2004. According to Barclaycard, the rest of the statements are stored on microfilm and will take 6 weeks or so to process.

    Should I wait the 6 weeks for the microfilm data and then send the lbaicon? Am I correct in assuming that I only claim the charges like "Late Payment Fee" "Exceeding Limit Charge" etc and not the interesticon that has been charged every month? Please help....any help would be greatly appreciated. Cheers!

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  2. #2
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    Default Re: Postcon v Barclaycard

    No, don't wait. This is a delaying tactic that most of us on here have had to deal with.

    Stick to your timetable. Near the end of the 40 day period for the S.A.R - (Subject access requesticon) send them an lbaicon for Data Protection Non Compliance (Letter in templates libraryicon) . Many people are experiencing 50 days+ because of the delays.

    There are a few threads on here for people that have ended up having to take Barclaycard to court for non-compliance (and won). When I find them I will add the links.

    B'card state that they don't have to comply in 40 days as their microfilm system is not a system covered by the DP Act. It is! Just more delaying tactics.

    You are correct in assuming you can claim "Late Payment Fee" "Exceeding Limit Charge" etc however it is possible to claim the interesticon on these each month. Try looking for some threads on claiming contractual interest. Again i will try to find a few links for you. Hope this helps

    Non-Compliance link http://www.consumeractiongroup.co.uk...n-act-non.html


  3. #3
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    Default Re: Postcon v Barclaycard

    Thanks a lot for the detailed post. Appreciate it.


    Quote Originally Posted by animaleyes76 View Post
    No, don't wait. This is a delaying tactic that most of us on here have had to deal with.

    Stick to your timetable. Near the end of the 40 day period for the S.A.R - (Subject access requesticon) send them an lbaicon for Data Protection Non Compliance (Letter in templates libraryicon) . Many people are experiencing 50 days+ because of the delays.

    There are a few threads on here for people that have ended up having to take Barclaycard to court for non-compliance (and won). When I find them I will add the links.

    B'card state that they don't have to comply in 40 days as their microfilm system is not a system covered by the DP Act. It is! Just more delaying tactics.

    You are correct in assuming you can claim "Late Payment Fee" "Exceeding Limit Charge" etc however it is possible to claim the interesticon on these each month. Try looking for some threads on claiming contractual interest. Again i will try to find a few links for you. Hope this helps




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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE